18 - 25 Accounts

Aged 18 - 25? Get started for free with our 18 – 25 investing accounts.

 

Benefits

  • No admin fee (until you’re 26) 
  • Free regular investing through our scheduled investment service.
  • Smart tools to help you invest.
  • All in one dedicated app.

 

Easy as 1 2 3

Step one.

Choose an account:

  • 18 - 25 Stocks and Shares ISA – invest up to £20,000 ISA allowance each tax year.
  • 18 - 25 Share Dealing Account – if you’ve already maxed your £20,000 ISA allowance
Step two.

Do your research:

Step three.

Get going:

  • Free regular investing 
  • Deal now for £9.50
  • No commission on international trades (1.25% FX fee applies).

Is investing for you?

You can start from just £20 a month with our free regular investment plan. Yes, there are risks, so make sure you do your homework.

If you’re not sure about investing, seek financial advice and keep reviewing your goals. Investing is for the medium to long term, at least 5-10 years.

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. Invested money, historically, has earned a higher level of return than savings but nothing is guaranteed.

Risk explained

Choose an account

18 - 25 Stocks and Shares ISA

Perfect for investing your £20,000 ISA allowance.

  • Invest up to £20,000 tax efficiently every year.
  • Choose when, where and how to invest.
  • Any increase on your investment is free from UK income and capital gains tax.
Open an ISA now

18 - 25 Share Dealing Account

Perfect if you hit the £20,000 ISA limit.

  • No limit on the amount you can invest.
  • Choose when, where and how to invest.
  • Any income or gain may be subject to tax.
Open a Share Dealing Account

Your money is protected

Financial Services Compensation Scheme


Investments with Halifax Share Dealing Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme. This limit is applied to the aggregated total of any stock or cash held across the following brands which we administer.

This is in addition to any other savings deposits you may hold across Lloyds Banking Group.

Let’s take a closer look

Smarter Investing

We’ve teamed up with investment legends iShares by BlackRock to bring you the future of easy, affordable investment picks.

 Say hello to Exchange Traded Funds (ETFs).

Open the ETF Quicklist

Let your money work harder

Pay the same fees with us, no matter how much you invest. 

Transferring is free and easy (just use the ‘transfer’ option in your account).

Help me to transfer

Don’t stop now

26 doesn’t mean your investing life is over. 

You’ll pay £36 a year but that doesn’t mean you can’t keep investing in your future goals.

View our charges

Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

Boost your investment skills

Even with 170 years financial experience behind us, we’re still hungry to learn. If your investment skills need a top up, take a look at our articles. Bite-sized bits of investment inspiration you can chomp through whenever you like.

Boost your skills

Boost your investment skills

Even with 170 years financial experience behind us, we’re still hungry to learn. If your investment skills need a top up, take a look at our articles. Bite-sized bits of investment inspiration you can chomp through whenever you like.

Boost your skills