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ISA transfers let you change to a different ISA even if you've already paid into your existing one in this tax year. Otherwise you can only pay into one ISA of it's kind every tax year.
You can transfer from your existing stocks and shares or cash ISA into a new Halifax cash or Investment ISA. We've made it as simple as we possibly can.
As part of our ISA Promise, we'll pay interest on your cash ISA while your ISA funds are being transferred, provided they are free to move.
You can transfer to us in 3 easy steps - find out how here.
To transfer to an Investment ISA, sign in to your Halifax Investment ISA by using online banking. Once you are signed into your account you can complete our transfer form. We will take care of the rest.
Please remember that the value of an investment and the income from it can go down as well as up and you may get back less than you invested. We don't offer advice so if you are in any doubt about making your own investment decisions we recommend you see advice from a suitably qualified financial advisor.
Transfer your ISA using Online Banking
Not registered? Register now for Online Banking.
Alternatively, visit your local branch or call us on 0345 726 3646. You'll need your National Insurance number and the account details of your existing ISA, and of your new Halifax ISA if it is already open.
Transferring to |
Transferring from |
Transfer time |
---|---|---|
Transferring toHalifax Investment ISA |
Transferring fromHalifax Cash ISA |
Transfer time4-6 weeks* |
Transferring toHalifax Investment ISA |
Transferring fromNon-Halifax Cash ISA |
Transfer time4-6 weeks* |
Transferring toHalifax Investment ISA |
Transferring fromStocks & Shares ISA |
Transfer time4-6 weeks* ** |
Transferring toHalifax Investment ISA |
Transferring fromInnovative finance ISA |
Transfer time30 calendar days* |
Transferring toHalifax Investment ISA |
Transferring fromLifetime ISA |
Transfer time30 calendar days* |
*These transfer times are based on industry guidelines and may vary.
** If your account contains funds or international shares, this usually takes 6-8 weeks.
If your transfer is delayed because your existing ISA has a notice period or restriction, your current provider will let us know when it will be free to move to us, and we'll pay interest from that date.
2. Transferring in from an innovative finance ISA or a lifetime ISA?
Please contact your local branch.
Simply log into Online Banking and follow the instructions on the ISA Transfer screen. Most transfers can be completed online but in some cases you may need to print, sign and post your request to us.
Call us on 0345 726 3646 if you are looking to transfer your existing Help to Buy: ISA to us from another provider. Lines are open 8am – 8pm, seven days a week.
Not all Telephone Banking services are available 24 hours a day, seven days a week.
You'll need:
Not registered? Register now for Online Banking. You could also visit your local branch or call us on 0345 726 3646. Lines are open 8am – 8pm, seven days a week.
Not all Telephone Banking services are available 24 hours a day, seven days a week.
You can find out more about how ISA transfers work by having a look at our transfer process (PDF, 360KB) .
Please be aware your current ISA provider may charge you for the transfer.
1. What to do if you've taken money out of your existing ISA
Your existing ISA provider will be able to tell you if your ISA is flexible. Flexible ISAs allow you to take money out and put it back in the same tax year without affecting your ISA allowance.
If you're going to transfer from a flexible ISA that you've taken money out of, please note:
If your ISA isn't flexible, or you're unsure if it is, please speak to your current ISA provider to understand your options.
Transferring to |
Transferring from |
Transfer time |
---|---|---|
Transferring toHalifax Cash ISA |
Transferring fromHalifax Cash ISA |
Transfer time7 working days |
Transferring toHalifax Cash ISA |
Transferring fromNon-Halifax Cash ISA |
Transfer time15 working days * |
Transferring toHalifax Cash ISA |
Transferring fromStocks & Shares ISA |
Transfer time30 calendar days * |
Transferring toHalifax Cash ISA |
Transferring fromInnovative finance ISA |
Transfer time30 calendar days* |
Transferring toHalifax Cash ISA |
Transferring fromLifetime ISA |
Transfer time30 calendar days* |
* These transfer times are based on industry guidelines and may vary.
If your transfer is delayed because your existing ISA has a notice period or restriction, your current provider will let us know when it will be free to move to us, and we'll pay interest from that date.
3. Transferring into a Help to Buy: ISA?
4. Transferring into a fixed cash ISA?
You can transfer into a fixed cash ISA if it's been open less than 60 days.
If you have a fixed cash ISA that has been open for longer than 60 days, you won't be able to transfer or pay money into it. However, if you haven't put money into it this tax year, you could open a new fixed cash ISA to transfer into. You'll need to wait until next tax year to open another fixed cash ISA if you have already paid into one this tax year.
5. Transferring in from an innovative finance ISA or a lifetime ISA?
Please contact your local branch.
When you switch your ISA to us, we'll pay interest on your cash ISA while your ISA funds are being transferred, provided they are free to move.
If you have any questions about ISA transfers, we have a lot more helpful information.