Transferring to a Halifax ISA

In a nutshell

ISA transfers let you change to a different ISA even if you've already paid into your existing one in this tax year. Otherwise you can only pay into one ISA of it's kind every tax year.

You can transfer from your existing stocks and shares or cash ISA into a new Halifax cash or Investment ISA. We've made it as simple as we possibly can.

Transferring to a Halifax cash ISA expandable section

Transferring to a Halifax Investment ISA

Why transfer your Investment ISA to us?

Protect your ISA allowance by asking us to move your funds for you.
It's quick and easy to do online.

How to transfer your ISA

Step 1 - Open an Investment ISA

Open an Investment ISA with us through your Online Banking account.

If you're transferring in from an innovative finance ISA, please contact your local branch.

Step 2 - Fill in a transfer form

When you're applying, just fill in and submit the transfer form, and we'll do all the rest for you.

If you've already got an Investment ISA with us, just sign into your Online Investments account and select 'Transfers' from the menu on the right.

Please remember that the value of an investment and the income from it can go down as well as up and you may get back less than you invested. We don't offer advice so if you are in any doubt about making your own investment decisions we recommend you see advice from a suitably qualified financial advisor.

Transfer your ISA using Online Banking

Not registered? Register now for Online Banking.

Alternatively, visit your local branch or call us on 0345 726 3646. You'll need your National Insurance number and the account details of your existing ISA, and of your new Halifax ISA if it is already open.

1. How long does it take?

Transferring to	Transferring from	Transfer time
Transferring to Halifax Investment ISA	Transferring from Halifax Cash ISA	Transfer time 2-3 weeks*
Transferring to Halifax Investment ISA	Transferring from Non-Halifax Cash ISA	Transfer time 2-3 weeks*
Transferring to Halifax Investment ISA	Transferring from Stocks & Shares ISA	Transfer time 2-3 weeks*
Transferring to Halifax Investment ISA	Transferring from Innovative finance ISA	Transfer time 30 calendar days*
Transferring to Halifax Investment ISA	Transferring from Lifetime ISA	Transfer time 30 calendar days*

* These transfer times are based on industry guidelines and may vary.

If your transfer is delayed because your existing ISA has a notice period or restriction, your current provider will let us know when it will be free to move to us, and we'll pay interest from that date.

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2. Transferring in from an innovative finance ISA or a lifetime ISA?

Please contact your local branch.

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Why transfer your cash ISA to us?

Protect your ISA allowance by asking us to move your funds for you.
Earn interest from the day we get your completed transfer request, even while your funds are being transferred, with our ISA promise (provided the funds are free to move).
It's quick and easy to do online.

How to transfer

Simply log into Online Banking and follow the instructions on the ISA Transfer screen. Most transfers can be completed online but in some cases you may need to print, sign and post your request to us.

Call us on 0345 726 3646 if you are looking to transfer your existing Help to Buy: ISA to us from another provider. Lines are open Mon-Fri: 7am-10pm, Sat-Sun: 8am-6pm.

You'll need:

The account details of your Halifax cash ISA that you want to transfer into. If you don't already have one, view our range of cash ISAs.
The account details of the existing ISA you're transferring from.
Your National Insurance number.

Transfer using Online Banking

Not registered? Register now for Online Banking. You could also visit your local branch or call us on 0345 726 3646. Lines are open Monday to Sunday 7am-11pm.

You can find out more about how ISA transfers work by having a look at our transfer process PDF.

Please be aware your current ISA provider may charge you for the transfer.

1. What to do if you've taken money out of your existing ISA

Flexible ISA

Your existing ISA provider will be able to tell you if your ISA is flexible. Flexible ISAs allow you to take money out and put it back in the same tax year without affecting your ISA allowance.

If you're going to transfer from a flexible ISA that you've taken money out of, please note:

If the money taken out was added to your flexible ISA this tax year, you have until the end of the tax year to put it back without affecting your allowance. You can do this before or after you transfer to us.
if you took out money that you had added into the flexible ISA in a previous tax year, to put it back in without affecting your allowance you need to do so before you transfer to us.

Other cash ISAs

If your ISA isn't flexible, or you're unsure if it is, please speak to your current ISA provider to understand your options.

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2. How long does it take?

Transferring to	Transferring from	Transfer time
Transferring to Halifax Cash ISA	Transferring from Halifax Cash ISA	Transfer time 4 working days
Transferring to Halifax Cash ISA	Transferring from Non-Halifax Cash ISA	Transfer time 15 working days *
Transferring to Halifax Cash ISA	Transferring from Stocks & Shares ISA	Transfer time 30 calendar days *
Transferring to Halifax Cash ISA	Transferring from Innovative finance ISA	Transfer time 30 calendar days*
Transferring to Halifax Cash ISA	Transferring from Lifetime ISA	Transfer time 30 calendar days*

* These transfer times are based on industry guidelines and may vary.

If your transfer is delayed because your existing ISA has a notice period or restriction, your current provider will let us know when it will be free to move to us, and we'll pay interest from that date.

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3. Transferring into a Help to Buy: ISA?

You can transfer to us if you have a Help to Buy: ISA with another bank or building society. Your Help to Buy: ISA must be transferred to us in full. Remember you are only allowed to have one Help to Buy: ISA.
If you're transferring from another Help to Buy: ISA, the full funds in that ISA must be transferred to us. Remember, you are only allowed to have one Help to Buy; ISA.
Call us on 0345 726 3646 for more information about how to transfer your existing Help to Buy: ISA to Halifax. Lines are open Mon-Fri: 7am-10pm, Sat-Sun: 8am-6pm.

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4. Transferring into a fixed cash ISA?

You can transfer into a fixed cash ISA if it's been open less than 60 days.

If you have a fixed cash ISAthat has been open for longer than 60 days, you won't be able to transfer or pay money into it. However, if you haven't put money into it this tax year, you could open a new fixed cash ISA to transfer into. You'll need to wait until next tax year to open another fixed cash ISA if you have already paid into one this tax year.

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5. Transferring in from an innovative finance ISA or a lifetime ISA?

Please contact your local branch.

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