Transfer to a Halifax ISA

In a nutshell

ISA transfers let you change to a different ISA even if you've already paid into your existing one in this tax year. 

You can transfer from your existing stocks and shares or cash ISA into a new Halifax cash or Investment ISA. We've made it as simple as we possibly can.

Before you get started...

To transfer an ISA to us, you'll need:

  • one of our ISAs. If you don't have one, you can compare our ISAs and open one online.
  • the account details of the existing ISA you're transferring from and the details of your new Halifax ISA.
  • your National Insurance number.

Halifax ISA Promise

With our ISA Promise, we'll pay interest on your cash ISA while your ISA funds are transferring to us, provided they're free to move.

Our ISA promise

How to do it

Let us show you step by step.

  • You can use the app to transfer your ISA to Halifax on iOS:

    1. Have an eligible ISA to transfer funds to.
    2. Launch the app.
    3. Open the Account Overview by tapping the three dots next to your ISA.
    4. In the Pay in and Out section, tap Transfer ISA to us.
    5. Fill in the transfer form.

    We're sorry, but making a transfer in the app isn't possible for Android users yet. Please follow the steps for Online Banking above instead.

  1. Have an eligible Halifax ISA to transfer funds to.
  2. Open our ISA transfer form and log in to Online Banking.
  3. Fill in the form.
  4. You can do most transfers online, but for some, you may need to print, sign and post your request to us.

You can't transfer a Help to Buy: ISA online. See the section below for further information.

 

Get set up online

Mobile Banking app

Join our 7 million app users.

  • Simple and secure sign in.
  • Stay up to date with notifications.
  • Chat to us online.

 

More about our app

QR code to download our Mobile Banking app

Online Banking

Sign in to view or manage your accounts on our website.
 

Sign in now

 

Register for Online Banking

Mobile Banking app

Join our 7 million app users.

  • Simple and secure sign in.
  • Stay up to date with notifications.
  • Chat to us online.

Download app

More about our app

Online Banking

Sign in to view or manage your accounts on our website.

Sign in now

Register for Online Banking

Let’s take a closer look

  • Flexible ISA

    Your existing ISA provider will be able to tell you if your ISA is flexible. Flexible ISAs allow you to take out money and put it back in the same tax year without affecting your ISA allowance.

    If you're going to transfer from a flexible ISA that you've taken money out of, please note:

    • If the money taken out was added to your flexible ISA this tax year, you have until the end of the tax year to put it back without affecting your allowance. You can do this before or after you transfer to us.
    • This changes if you took out money that you had added into the flexible ISA in a previous tax year. To put it back in without affecting your allowance, you need to do so before you transfer to us.

    Other cash ISAs

    If your ISA isn't flexible, or you're unsure if it is, please speak to your current ISA provider to understand your options.

    • You can transfer to us if you have a Help to Buy: ISA with another bank or building society. Your Help to Buy: ISA must be transferred to us in full. Remember you are only allowed to have one Help to Buy: ISA.
    • If you're transferring from another Help to Buy: ISA, the full funds in that ISA must be transferred to us. Remember, you are only allowed to have one Help to Buy; ISA.
    • Call us on 0345 726 3646 for more information about how to transfer your existing Help to Buy: ISA to Halifax. Lines are open 8am – 8pm, seven days a week.
      Not all Telephone Banking services are available 24 hours a day, seven days a week.
  • Yes, provided the account has been open for less than 60 days.

    If the account has been open for longer than 60 days, you won't be able to transfer or pay money into it. 

    If you haven't put money into it this tax year, you can open a new fixed cash ISA to transfer into, though. 

    You'll need to wait until next tax year to open another fixed cash ISA if you have already paid into one this tax year with us. 

    If you have an easy access cash ISA, you can renew it into another easy access ISA or an ISA Saver Fixed by signing in to Online Banking.

    Simply choose the account you want to renew and select the ‘Renew Account’ option.

How long does an ISA transfer take?

  • Transferring to

    Transferring from

    Transfer time

    Transferring to

    Halifax Cash ISA

    Transferring from

    Halifax Cash ISA

    Transfer time

    7 working days

    Transferring to

    Halifax Cash ISA

    Transferring from

    Non-Halifax Cash ISA

    Transfer time

    15 working days*

    Transferring to

    Halifax Cash ISA

    Transferring from

    Stocks & Shares ISA

    Transfer time

    30 calendar days*

    Transferring to

    Halifax Cash ISA

    Transferring from

    Innovative finance ISA

    Transfer time

    30 calendar days*

    Transferring to

    Halifax Cash ISA

    Transferring from

    Lifetime ISA

    Transfer time

    30 calendar days*

    * These transfer times are based on industry guidelines and may vary.

    Your transfer may be delayed because your existing ISA has a notice period or restriction. Your current provider will let us know when it will be free to move to us, and we'll pay interest from that date.

  • Transferring to

    Transferring from

    Transfer time

    Transferring to

    Halifax Investment ISA

    Transferring from

    Halifax Cash ISA

    Transfer time

    4-6 weeks*

    Transferring to

    Halifax Investment ISA

    Transferring from

    Non-Halifax Cash ISA

    Transfer time

    4-6 weeks*

    Transferring to

    Halifax Investment ISA

    Transferring from

    Stocks & Shares ISA

    Transfer time

    4-6 weeks* **

    Transferring to

    Halifax Investment ISA

    Transferring from

    Innovative finance ISA

    Transfer time

    30 calendar days*

    Transferring to

    Halifax Investment ISA

    Transferring from

    Lifetime ISA

    Transfer time

    30 calendar days*

    * These transfer times are based on industry guidelines and may vary.
    ** If your account contains funds or international shares, this usually takes 6-8 weeks.

    Your transfer may be delayed because your existing ISA has a notice period or restriction. Your current provider will let us know when it will be free to move to us, and we'll pay interest from that date.

You might also like

Our ISA promise

When you switch your ISA to us, we’ll pay interest on your cash ISA while your funds are being transferred, provided they’re free to move.

Our promise to you

More about ISA transfers

If you have any questions about ISA transfers, we have a lot more helpful information.

ISA transfer information

Have you thought about investing?

If you’re willing to accept more risk, investing your money could give you a higher return on your savings.

Compare accounts

Savings accounts and cash ISAs

Whatever you’re saving for, get there with Halifax.

See our savings accounts

Savings accounts and cash ISAs

Whatever you’re saving for, get there with Halifax.

See our savings accounts