Invest in an ISA

When you invest in an ISA not only are you investing for your future but you’re also protecting your money from UK Income Tax and Capital Gains Tax. This means more money will end up in your pocket if your investment goes up in value.

Please remember that the value of all investments can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. Tax treatment depends on personal circumstances and may be subject to change.

Choose an ISA to invest in

If you’d like to buy investments in an ISA with the Halifax you can only do this in one of the two ISAs shown below in each tax year, but we’ll explain the difference between them so you can make a decision on which works best for you.

Investment ISA

Our Investment ISA allows you to invest in 3 exclusive ready-made funds.

Our Investment ISA could be ideal if you’re short on time and don’t want to pick your own stocks and shares. Instead, our exclusive funds are broken down into lower, medium or higher risk, and you can decide how much money you want to invest in one or more of the funds.

Top takeaways:

  • A choice between 3 exclusive ready-made funds
  • Ideal if you’re short on time and just want a simpler choice of investments
  • Managed by experts
  • Provides exposure to a diverse mix of shares, bonds, property and more
Ready-made investmentsabout Investment ISA.

Stocks and Shares ISA

Our Stocks and Shares ISA will give you access to the whole of the stock market for both UK and international investments (we trade on 7 of the world’s stock markets). You’ll be able to buy stocks, Exchange Traded Funds (ETFs), Investment Trusts, Bonds and Gilts.

Our Stocks and Shares ISA could be ideal if you’re happy to make your own investment decisions.

Top takeaways:

  • Access to our full range of shares, ETFs, Funds, Investment Trusts, Bonds and Gilts
  • You can invest in our Select ListOur partners Morningstar have picked a range of highly-rated funds which could help make creating your own portfolio easier. (independently chosen top fund picks)
  • Managed by you - you make all your investment decisions
  • Pay no UK tax on any dividend payments made to you
Stocks and Shares ISAabout Investment ISA.

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.