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A travel credit card could help you manage your spending when you’re abroad so there may be no need for extra cash or cards.
To see your interest rate and estimated credit limit before you apply, check your eligibility.
When you spend money abroad, Mastercard will set the exchange rate on that day.
They work the same as any other credit card, but with extra benefits when you use it abroad. This could include things like no foreign transaction fees on card purchases when you’re outside the UK. Just be aware that interest charges might apply.
You need to check your eligibility to see your interest rate and estimated credit limit.
This is helpful to you because you'll be able to make a more informed choice. It will show you all of the cards that you can apply for. You'll find out what your interest rates would be.
The eligibility check lets you see all this information without affecting your credit score.
If you decide to apply for any of the cards, we'll then run a credit search.
Give us a few basic details and let our eligibility checker do the rest. It takes about 5 minutes to complete.
You must be:
You must not:
To get started, complete an eligibility check.
You'll see information about all the cards you can apply for. This includes the interest rate and estimated credit limit we would offer you.
This check takes about 5 minutes to complete. It won’t affect your credit score. We’ll just need some basic details from you. This includes your name, address and some information about your income and regular spending.
Once you’ve picked a card, simply follow the instructions to complete a full application.
A travel card may be helpful if you regularly travel abroad.
If it's a one-off trip, ask yourself if a credit card is right for you. Although carrying a card is more safe than cash, you may lose track of your spending. Using your debit card could be another option. But, before you decide, make sure you're aware of any foreign transaction costs before you travel.
See our other credit cards:
If you have a Halifax current or savings account, you can order travel money to your house or branch. There's no fees for you to pay. Order before 1pm for next day delivery.
Check out our range of products, services and guides in our travel hub, designed to help you plan and make the most of your trip.
Your credit score can impact what cards and interest rates you could get. Learn more about how credit works, how to check and improve your credit score, and more.