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If you need instant access to your savings and don’t want to tie your money away, then our range of easy access savings accounts could be ideal.
Account name |
Interest |
Minimum opening balance |
How long the account stays open for |
Withdrawals |
Find more information |
---|---|---|---|---|---|
Account name |
Interest4.20% 1.35% Interest is paid monthly. |
Minimum opening balance£1 |
How long the account stays open for1 year. Then your account will change to an Instant ISA Saver. |
WithdrawalsUnlimited. If you make 4 or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year. |
Find more informationYou need a Reward Current Account or Ultimate Reward Current Account to open this account. |
Account name |
Interest4.10% 1.35% Interest is paid monthly. |
Minimum opening balance£1 |
How long the account stays open for1 year. Then your account will change to an Instant ISA Saver. |
WithdrawalsUnlimited. If you make 4 or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year. |
Find more information |
Account name |
Interest4.20% 1.35% Interest is paid monthly. |
Minimum opening balance£1 |
How long the account stays open for1 year. Then your account will change to an Instant Saver. |
WithdrawalsUnlimited. If you make 4 or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year. |
Find more informationYou need a Reward Current Account or Ultimate Reward Current Account to open this account. |
Account name |
Interest4.10% 1.35% Interest is paid monthly. |
Minimum opening balance£1 |
How long the account stays open for1 year. Then your account will change to an Instant Saver. |
WithdrawalsUnlimited. If you make 4 or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year. |
Find more information |
Account name |
Interest1.45% 1.50% 1.80% Interest is variable and paid after a year. Rate applies to the full balance. |
Minimum opening balance£1 |
How long the account stays open for1 year. Then your account will change to an Instant ISA Saver. |
WithdrawalsUnlimited |
Find more information |
Account name |
Interest1.45% 1.50% 1.80% Interest is variable and paid after a year. Rate applies to the full balance. |
Minimum opening balance£1 |
How long the account stays open for1 year. Then your account will change to an Instant Saver. |
WithdrawalsUnlimited |
Find more informationYou can have up to five Everyday Saver accounts to save for different things and you can name each of them. |
Tax treatment depends on individual circumstances and may change in the future.
Please note: Rates of interest are subject to change. To check current rates for all our Savings products please see our interest rates section.
For a definition of AER, gross and other terms, view our savings glossary.
An easy access savings account is a savings account that lets you put money in and take it out whenever you want to. It’s sometimes known as an instant access savings account.
Depending on the account, you may earn interest on money you have in the account. Easy access savings usually pay a lower rate of interest than fixed term savings accounts. Always check the account terms and conditions for information on the interest rates.
With Halifax easy access savings accounts, there are no limits on the number of withdrawals you can make. However, some accounts may pay a lower rate of interest if you make over a certain number of withdrawals.
Whether an easy account savings account is right for you depends on your personal circumstances.
Easy access savings could be a suitable option if you want to access your savings at any time. If you feel you can put your money away for a year or two, then a fixed term savings account could give you a better rate of interest.
Easy access savings accounts have a variable interest rate. This means that the interest rate can change in the future. Check the account terms and conditions to learn more about how the interest rate works.
It depends on the type of account you have. With a regular savings account, you can earn tax-free interest on your savings up to your Personal Savings Allowance. If you’re a standard rate tax payer, you can earn up to £1,000 of interest without paying tax on it. For higher rate tax payers, interest is tax free up to £500.
Learn more about how the Personal Savings Allowance works.
If you have an easy access ISA, you can save tax free up to the ISA allowance for that year. The ISA allowance for this year is £20,000. Learn more about how ISAs work.
With our savings calculator you can find out how much you need to put away each month to reach your savings target or calculate the future value of your savings. You can also work out how long it will take you to hit your goal.
Eligible deposits held with us are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme.