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Easy-access savings accounts
If you need instant access to your savings, our range of easy-access savings accounts could be ideal.
What is an easy-access savings account?
An easy-access savings account is sometimes known as an instant or flexible savings account. These accounts can help you earn variable interest on your savings without tying your money in for a fixed term.
You can still access your savings when you need to, without limits or other charges.
This does mean you’re likely to earn a bit less interest than you would on a fixed-rate account, but the advantage is flexibility. Just be aware that each time you make a withdrawal, it affects the interest you can earn.
Compare easy-access savings accounts
Our options help you to save when you can, with the flexibility to access your money when you need it.
|
Account |
Interest |
Minimum first deposit |
Open for |
Withdrawals |
More info |
|---|---|---|---|---|---|
|
Account Only available to customers who have a Reward Current Account or Ultimate Reward Current Account. |
Interest 3.25% 0.95% Interest is paid monthly. |
Minimum first deposit £1. |
Open for One year. Your account will then change to an Instant Saver. |
Withdrawals Unlimited. If you make four or more withdrawals, you'll receive a lower interest rate. This rate starts in the month you make the fourth withdrawal and lasts until the end of the account year. |
More info |
|
Account |
Interest 3.05% 0.95% Interest is paid monthly. |
Minimum first deposit £1. |
Open for One year. Your account will then change to an Instant Saver. |
Withdrawals Unlimited. If you make four or more withdrawals, you'll receive a lower interest rate. This rate starts in the month you make the fourth withdrawal and lasts until the end of the account year. |
More info |
|
Account |
Interest 3.05% 0.95% Interest is paid monthly. |
Minimum first deposit £1. |
Open for One year. Your account will then change to an Instant ISA Saver. |
Withdrawals If you make four or more withdrawals, you'll receive a lower interest rate. This rate starts in the month you make the fourth withdrawal and lasts until the end of the account year. |
More info |
|
Account Only available to customers who have a Reward Current Account or Ultimate Reward Current Account. |
Interest 3.25% 0.95% Interest is paid monthly. |
Minimum first deposit £1. |
Open for One year. Your account will then change to an Instant ISA Saver. |
Withdrawals If you make four or more withdrawals, you'll receive a lower interest rate. This rate starts in the month you make the fourth withdrawal and lasts until the end of the account year. |
More info |
|
Account Open as many as five Everyday Saver accounts, giving you different saving pots. |
Interest 1.05% 1.15% 1.20% Interest is variable and paid after a year. The rate applies to the full balance. |
Minimum first deposit £1. |
Open for One year. Your account will then change to an Instant Saver. |
Withdrawals Unlimited. |
More info |
|
Account |
Interest 1.05% 1.15% 1.20% Interest is variable and paid after a year. The rate applies to the full balance. |
Minimum first deposit £1. |
Open for One year. Your account will then change to an Instant ISA Saver. |
Withdrawals Unlimited. |
More info |
|
Account If you have one of the following accounts with us, it will change into this account at the end of its term:
|
Interest 1.10% 1.20% 1.35% The interest rate is variable and applies to the full balance. Your interest frequency will stay the same as it was on your last account. |
Minimum first deposit £1. |
Open for No end date. |
Withdrawals Unlimited. |
More info |
|
Account If you have one of the following accounts with us, it will change into this account at the end of its term:
|
Interest 1.05% 1.15% 1.20% The interest rate is variable and applies to the full balance. Your interest frequency will stay the same as it was on your last account. |
Minimum first deposit £1. |
Open for No end date. |
Withdrawals Unlimited. |
More info |
Tax treatment depends on individual circumstances and may change.
Interest rates can change, but your rate won’t change once you’ve opened your account. You can check current interest rates online at any time.
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