Charges and withdrawals

This section tells you about the charges that apply to all of our savings accounts. 

Using cash machines

  • If you use your Savings card to withdraw cash in a foreign currency, or to withdraw cash in pounds outside the UK, Visa will convert the amount into pounds the day the transaction is processed using the Visa Payment Scheme Exchange Rate. We will charge you a foreign currency transaction fee of 2.99% of the amount of the transaction. This is a fee for currency conversion. We will also charge a foreign currency cash fee of £1.50 for each withdrawal.

    If you ask the cash machine operator/financial service provider to make the conversion, we will not charge you a currency conversion fee but we will charge a foreign cash fee of £1.50 for each withdrawal. The provider of the foreign currency may make a separate charge for conversion.

    We won’t charge a foreign currency cash fee or a foreign cash fee if you:

    •  withdraw euro within the EEA or UK; or
    •  withdraw euro from outside the EEA or UK and the cash machine operator’s payment service provider is based in the EEA or UK.
  • We don’t charge you for taking money out of an Everyday Saver, Reward Saver, Young Saver, Liquid Gold, Guaranteed Saver, Web Saver variable with card or Instant Saver account at a Halifax LINK cash machine. Please note that if you make a withdrawal using a non-Halifax cash machine, the bank or building society who own the cash machine may charge you. The amount of any charge will be taken out of your account.

CHAPS fee

Statements

Foreign currency

Savings account queries

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