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We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days. As your new current-account provider we offer the following guarantee.
For more information and FAQs, please read the Account Switching Guide (PDF 1.7MB).
Whether it's the weekly shop, popping out for lunch or hitting the high street, Cashback Extras makes it easy to earn up to 15% cashback. The offers you get will come from places you might like to try, as well as places where you already shop. Merchant offers and cashback amounts vary. The retailers above are just some of the offers you may receive, merchant offers and cashback amounts vary
Access to our Family Boost mortgages – this means your family could help with your deposit by putting 10% of the agreed property purchase price into a 3 year fixed term savings account.
Struggling to save? We’ve come up with a simple way to turn your pennies into pounds
Switch on Save the Change® and when you buy something with your Halifax debit card, we’ll round up the amount to the nearest pound. At the start of the next working day, we’ll transfer the difference into your nominated Halifax savings account.
For example, if your coffee costs £2.20, we’ll transfer 80p from your current account into your savings account.
It’s a clever feature that takes your leftover change and builds it into bigger savings.
Money Smart is our bank account and savings account for 11 to 15 year olds with parental oversight. They get their own bank account and savings account and a contactless Visa debit card. Plus, there are no monthly fees and you get full visibility of your child’s account activity through our Mobile Banking app or Online Banking.
To open Money Smart with your child you must:
For more information and terms & conditions for this current account, read the Bank Account Getting Started Guide (PDF, 1.1MB)
For more information about the fees associated for Payment Services with this account please see the Reward Current Account Fee Information Document (PDF, 138KB)
For more information read the Reward Extras Terms and Conditions (PDF, 54KB)
For more information on lifestyle benefits, read the Lifestyle Benefits Terms and Conditions (PDF, 312KB)
You can receive a Reward Extras offer each calendar month – by choosing one of the below offers for your Reward Current Account. You’ll need to meet a set of conditions each month to get Rewarded.
How to qualify
If you do all of the three things below each calendar month you’ll earn your chosen reward monthly.
Choose three digital magazine from a host of well-known titles. The magazines currently available are:
How does it work?
A code will be sent via email to your registered email address with instructions on how to choose and access your magazines
Codes are valid for 12 months from the date of issue
Magazines can be read online or offline, through your internet browser, smartphone or tablet
Enjoy one free cinema ticket each month to catch the latest blockbusters at Vue cinemas across the UK
You’ll also get a code for half price popcorn
You can use the cinema voucher for 2D, 3D or Xtreme films screenings. If there are any VIP seats available at your screening, then you'll get a free upgrade too
Codes are valid for 12 months, so you can save them for a film you’ve been waiting for
How does it work?
A ticket voucher code will be sent via email to your registered email address and can be used to make bookings online at www.myvue.com or at the box office at any Vue cinema in the UK only
Voucher codes are valid for up to 12 months from the date of issue and are not subject to time extensions
Voucher codes can be used to make bookings for 2D, 3D & Xtreme screenings any day of the week. No additional booking costs apply
Additional upgrade fees will apply
You can earn up to £5 each calendar month – that’s up to £60 a year
You can keep on top of your progress for each monthly £5 offer by using the Reward Extras Tracker
How does it work?
As long as you meet the criteria for Reward Extras and have selected the £5 benefit, you don’t need to do anything else
How do I know if I'll get my reward each month?
Use the Reward Extras Tracker to check if you’re on course to get your reward each month.
You can find the tracker under your account options in Online Banking and the Mobile Banking App.
When will I get my reward?
If you’ve done all the things we asked of you at the end of the month, you’ll get your reward around the 12th of the following month.
If you’ve selected a lifestyle benefit, you’ll receive the offer each month to your registered email address.
If you’ve selected the £5 offer, we’ll pay it into your account and it’ll appear on your statement. It’s as simple as that.
What kind of spending counts towards the offer?
There are a few payments which don’t count for Reward Extras offers:
Any payments being queried or disputed won't count towards the £500 or £5,000. And we’ll only count payments that leave your account by the last day of the month.
But all purchases on your card count. This includes purchases you make online, in-store and abroad.
You can also use digital wallets, like Apple Pay, Google Pay or similar schemes, as long as they’re linked to your registered debit card.
Can I use this offer with a joint account?
Yes. Each month you just need to meet the offer conditions with your joint account.
Keep in mind, each joint account can only have one Reward Extras offer. You will only receive one benefit per account.
How long does the offer last?
All offers will last for at least 12 full calendar months from the day you choose to add it to your account. So if you added the offer on 10 July this year, it would end on 31 July next year. If you met the conditions for the £5 reward from 10 July to 31 July this year, then you'd still get £5 for July as well.
Once you’ve added a Reward Extras offer, you can’t switch to another offer until the 12 months have passed.
We’ll get in touch before your offer ends to let you know what will happen next.
What happens if I close my account?
You need to keep your account open to get your Reward Extras offer.
If you close your account before you’re due to get your offer then you won’t get your reward, even if you met all of the conditions in the previous month.
When does my offer start?
Your offer will start on the day you add it to your account. If you’re renewing, it will start the day after the current one expires.
Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK.
Whether you can have an arranged overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC.