If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. You can use our coronavirus support tool to find the right solution for your needs and confirm what you would like to do in a few simple steps.

Switch your deal. Borrow more. At the same time

Looking to borrow some money and switch to a new Halifax mortgage deal? 

Then speak to one of our mortgage advisers, who will explain what you could borrow and how it may change your monthly payments.

You can apply if you:

  • have had a Halifax mortgage for at least six months
  • haven’t missed any payments
  • want to borrow up to 85% of your property’s value
  • want to borrow £10,000 or more

If you’re looking to borrow less than £10,000, there are other borrowing options available.

An early repayment charge will be waived if your current deal ends in three months or less.

Get started

You’ll need to speak to one of our mortgage advisers to start your application.

We’re working closely to UK Government advice to help protect you and our colleagues during the coronavirus (COVID-19) outbreak. Access to branches is limited and we’ve made some changes to our available services and opening hours.

Our mortgage advisers are extremely busy, so we’ve created an easier way to arrange to speak to us. If you need to talk to us about your mortgage or would like some help choosing your next deal, please ask us to call you back using the link below. We’ll contact you as soon as we possibly can.

If your current deal is due to end the next month, don’t worry. We’ll make you a priority.

Request a call back

If you’re interested in borrowing more on your existing Halifax Buy to Let mortgage, view our current Buy to Let rates. Not available on Halifax Retirement Home Plan mortgages.

You could lose your home if you don’t keep up your mortgage repayments