Switch your deal. Borrow more. At the same time

Looking to borrow some money and switch to a new Halifax mortgage deal? 

Then speak to one of our mortgage advisers, who will explain what you could borrow and how it may change your monthly payments.

You can apply if you:

  • have had a Halifax mortgage for at least six months
  • haven’t missed any payments
  • want to borrow up to 85% of your property’s value
  • want to borrow £10,000 or more

If you’re looking to borrow less than £10,000, there are other borrowing options available.

An early repayment charge will be waived if your current deal ends in three months or less.

Get started

You’ll need to speak to one of our mortgage advisers to start your application.

The rates we offer over the phone and in branch are the same as our online rates.

Want to speak to us from the comfort of your own home? You can talk to us over the phone or on a video call.

Call us on 0345 850 0248 (Monday to Friday 8am - 8pm and Saturday 9am - 4pm).

Alternatively, request a call back to arrange a telephone or video appointment with a mortgage adviser.

If you’re interested in borrowing more on your existing Halifax Buy to Let mortgage, view our current Buy to Let rates. Not available on Halifax Retirement Home Plan mortgages.

You could lose your home if you don’t keep up your mortgage repayments