Switch your deal. Borrow more. At the same time

Looking to borrow some money and switch to a new Halifax mortgage deal? 

Then speak to one of our mortgage advisers, who will explain what you could borrow and how it may change your monthly payments.

You can apply if you:

  • have had a Halifax mortgage for at least six months
  • haven’t missed any payments
  • want to borrow up to 85% of your property’s value
  • want to borrow £10,000 or more

If you’re looking to borrow less than £10,000, there are other borrowing options available.

An early repayment charge will be waived if your current deal ends in three months or less.

£500 Green Living Cashback Reward

Available to existing mortgage customers borrowing more for the purpose of home improvements who applied for a mortgage between 9th November 2020 and 31st March 2021.

We'll pay a £500 Cashback reward into the current account you use to make monthly mortgage payments if you:

  •  Complete on your loan and make one or more eligible green home improvements from our list of eligible measures
  •  Use a TrustMark registered supplier to carry out your green home improvements
  • Complete our online claim form for the Green Living Reward
Does not include applications made through a Mortgage Broker. 
Find out if you're eligible, how to register for the cashback and key dates. Terms and conditions and other exclusions apply. 
Green Living Reward

Get started

You’ll need to speak to one of our mortgage advisers to start your application.

We’re working closely to UK Government advice to help protect you and our colleagues during the coronavirus (COVID-19) outbreak. Access to branches is limited and we’ve made some changes to our available services and opening hours.

Our mortgage advisers are extremely busy, so we’ve created an easier way to arrange to speak to us. If you need to talk to us about your mortgage or would like some help choosing your next deal, please ask us to call you back using the link below. We’ll contact you as soon as we possibly can.

If your current deal is due to end the next month, don’t worry. We’ll make you a priority.

Request a call back

If you’re interested in borrowing more on your existing Halifax Buy to Let mortgage, view our current Buy to Let rates. Not available on Halifax Retirement Home Plan mortgages.

You could lose your home if you don’t keep up your mortgage repayments