Plan your financial future. Today.

Dreaming of a brighter future? Make the most of your money with our wide range of products, services, tools and more. Our Financial Planning Centre helps by bringing your options into one place. So it’s easy to find just what you need.

It's never too early to start planning the future you want.

Tailor your search

Our handy tools and information can help you plan your finances. Expand the section below and refine your search based on your individual needs.

Planning ahead:

Retirement tips for the under 50s



Retirement and Pensions

It’s easy to lose focus on future plans when your life’s busy, but there’s no better time than the present to think about your future. Whether you’re close to retiring, far from it, or already there, together with our pensions expert Scottish Widows we could help you.

Time to plan ahead

Starting a pension pot as soon as you can is a very good idea. Even putting a small amount of money away each month can make a big difference to your future.

Under 50s pension tips

Pensions in one place

Most of us have quite a few different jobs over our working life which means different pension pots in different places. Bringing your pensions together can make them easy to manage. You could also save money.

Show me how

Coronavirus and your pension

If you’re worried coronavirus may have impacted your pensions or investments, our pensions experts Scottish Widows can explain more. 

Watch our expert sessions

Pension Calculators & Tools

Check overpayments and tax options with handy tools from our pensions expert Scottish Widows.  

Use tools

Changing futures

To help get the UK planning for a changing future, our pensions expert Scottish Widows has partnered with Channel 4 for Pension Awareness Day 2020.  

Learn more

Meet your future self

Take a look at your future self and find out what age you could retire with this fun tool from our pensions expert Scottish Widows.  

Get started

Plan for your future

For over 200 years our pensions expert Scottish Widows has guided people through good times and bad, take a look at their videos and articles on how to plan for your future.  

Taking on your future

Savings and Investments

Savings accounts are an easy way to keep your money safe. Although they’re low risk, your returns can be affected by changing interest rates. So you might want to think about investing your money as an option instead. Investments carry a higher level of risk, but could help your money to grow faster.

Remember: When investing, your capital is at risk. If you are unsure about investing, seek independent advice. Tax treatment is subject to your individual circumstances and is subject to change in the future.

Ways to invest

Manage your own investment portfolio or select a risk level and let us do it for you. We have a wide range of options to suit all levels of investment experience.

Investment options

New to investing?

Do you think you’re nearly ready to invest? Our 5 step guide can help you get going on your investment plans and goals.

Read our beginners guide

Investing in a volatile market

Research is key and when the stock market is volatile, it’s essential. Our handy checklist of things to ask yourself before investing can help.

Go to Checklist

Investments fees and charges

Want to know about fees? Take a look at our investment charges and see how we compare.

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Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.