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Halifax House Price Index
House prices in January 2026 were 1.0% higher compared to the same month a year earlier.
06 February: Halifax House Price Index – January 2026 06 February: Halifax House Price Index – January 2026 (PDF, 280KB, opens in a new window)
January House Price Index headline statistics
Amanda Bryden, Head of Mortgages, Halifax, said:
"The housing market entered 2026 on a steady footing, with average prices rising by +0.7% in January, more than reversing the -0.5% fall seen December. Annual growth also edged higher to +1.0%, pushing the cost of the typical UK home above £300,000 for the first time.
“While that’s undoubtedly a milestone figure, and activity levels show a resilient market, affordability remains a challenge for many would-be buyers.
“Broader economic conditions continue to provide some support. Wage growth has been outpacing property price inflation since late 2022, steadily improving underlying affordability. That’s a positive trend for buyers, and the long-term health of the market.
“And we’re now seeing more mortgage deals below 4%. If inflation continues to ease, there should be further gradual reductions as the year goes on.
“All in all, we still think house prices are likely to edge up between 1% and 3% this year.”
Future press releases
Published at 7.00am on:
Friday 06 March 2026
Wednesday 08 April 2026
Friday 08 May 2026
Friday 05 June 2026
Tuesday 07 July 2026
Friday 07 August 2026
About the Halifax House Price Index
The Halifax House Price Index is the UK's longest running monthly house price series with data covering the whole country going back to January 1983.
From this data, a "standardised" house price is calculated and property price movements on a like-for-like basis (including seasonal adjustments) are analysed over time. The annual change figure is calculated by comparing the current month seasonally adjusted figure with the same month a year earlier.
S&P DJI, a world leader in critical information, analytics and solutions (NYSE: INFO) owns and acts as administrator for the Halifax House Price Index. For more information and details on how to access other indices from the Halifax House Price Index family go to the S&P Global website.
For all Halifax press releases, please see lloydsbankinggroup.com