How to get a heat pump for your home

A heat pump is a more energy efficient way of heating your home. Eligible Halifax customers could benefit from cashback and energy bill credit if they switch.

 

We've teamed up with Octopus Energy

Helping you to cut the cost of installing a heat pump. Octopus are installing in England and Wales at the moment.

Our latest offers:

  • £100 bill credit on your Octopus account for all Halifax customers.
  • £2,000 cashback if you have a Halifax mortgage and are eligible for our Green Living Reward.
  • Up to £7,500 towards your heat pump installation, if you're eligible for a government grant.
Get quote from Octopus Energy
  • Halifax aren’t responsible for the improvements carried out by the supplier you pick. Halifax doesn't guarantee the supplier's work quality by releasing the funds. It’s up to you to make sure you’re happy with any improvements carried out. Halifax can't guarantee the work costs, potential savings or effect on your EPC rating. You’re responsible for making your own decision.

    You agree Halifax might contact you with reminders about this reward and for research purposes.

    Halifax reserve the right to change or withdraw the reward at any time.

Claim £100 bill credit with Octopus Energy

How it works

Octopus are installing in England and Wales at the moment. Register for a quote.

Get a quote

Enter a few details and your tailored quote will include everything you need for standard installation. Once happy, Octopus will take a £200 deposit that’s fully refundable until installation.

Get quote from Octopus Energy

Home survey and design

Octopus will take some measurements. They’ll check if your home is suitable. If necessary, they'll identify any extra work and design a tailored heating system for you.

£100 Octopus bill credit

If your energy tariff is with Octopus, they'll automatically apply the £100 credit to your energy bill. This will be within 14 days of your heat pump installation.

Green Living Reward offer

Halifax mortgage customers could get £2,000 with our Green Living Reward.

Our cashback and a free EPC offer

For eligible Halifax mortgage customers, get £2,000 cashback. This offer is available when you install a heat pump using Octopus Energy or any accredited installer.

After your installation, send a claim to receive your cashback and get a free Energy Performance Certificate (EPC).

Register or log in to see if you qualify for £2,000 cashback.

Green Living Reward
  • To qualify for the Green Living Reward, you must:

    • have completed on your mortgage, additional borrowing or deal switch in the last 12 months
    • be a residential owner-occupier of the property. This reward excludes buy-to-let properties.

    Once you have completed, you’ll have a year to complete your qualifying home improvement and submit a claim along with a final and paid invoice.

    You can see your claim deadline in your Green Living Reward account, where you’ll also have the option to request a 60-day extension if needed. 

    You can only claim for one improvement for each new mortgage, additional borrowing or new deal.

    Your invoice will need to show:

    • your full name
    • the address where the work was carried out
    • the installer’s name and address
    • a full description of the completed work
    • the invoice date
    • the total amount 
    • that the work has been paid in full or details of any payment plan that’s been entered into.

    To redeem the free Energy Performance Certificate (EPC) offer, you must:

    • receive a successful claim confirmation in your Green Living journey
    • schedule an EPC assessment directly with our chosen supplier in your Green Living journey.

    You’ll have 3 months following a successful claim to schedule the assessment. There’ll be an additional month window on top of this for the assessment to take place.

    The EPC assessment must be completed on the same property you claimed your Reward on.

    Other important information

    Halifax isn’t responsible for the improvements carried out by your chosen supplier. Halifax releasing the funds to you doesn’t guarantee the quality of work done by the supplier. It’s up to you to make sure you’re satisfied with any improvements carried out. Halifax can’t make any guarantee about the costs of the work needed, any savings that can be made, or the impact on your EPC rating. You’re responsible for making your own decision.

    You agree Halifax might contact you with reminders about this Reward and for research purposes.

    Halifax reserves the right to change or withdraw the Reward at any time.

You could lose your home if you don’t keep up your mortgage repayments

£7,500 Government grant

How to check if you can apply

Help is available if you’re planning on upgrading or replacing your heating system with a new low carbon one.

England and Wales

The government Boiler Upgrade Scheme (BUS) offers grants of up to £7,500 to replace gas, oil and electric boilers and heating systems with more energy-efficient options, including heat pumps. Octopus Energy can manage this for you.

Scotland

Home Energy Scotland offers grants worth up to £7,500 for clean heating systems, including heat pumps. They also give an extra £7,500 for energy-efficient home improvements, such as insulation. The amount you can get depends on what improvements you want to make.

The benefits of air source heat pumps

Reduce your energy use

Heat pumps can be up to 3 times more efficient than a gas or oil boiler. This could help reduce your energy use.

Lower energy bills

Depending on the heating system you're replacing, you may reduce your energy bills.

Improve your carbon footprint

Your CO2 emissions should be lower with a heat pump compared to other types of heating that use fossil fuels.

What could I save?

Annual running cost impact

Properly installed heat pumps typically save you around £200 to £300 a year compared with older, inefficient gas boilers.1

Compared with a new A‑rated gas boiler, running costs are often similar on standard tariffs and cheaper on specialist heat‑pump tariffs.2

Sources: 1 Carbon Brief, Homebuilding & Renovating, UK Energy Partnership, Easy MCS

Efficiency advantage

Heat pumps deliver 3 to 4 units of heat for every 1 unit of electricity used, making them 300 to 400% efficient, compared to around 90% for modern gas boilers.

This efficiency means lower total energy use, even when electricity is more expensive for each kilowatt hour than gas.

Sources: Carbon Brief, GOV.uk

Vicky and Matt's air source heat pump experience

 

Vicky and Matt tell us about their experience installing their air source heat pump and claiming their Green Living Reward.

Disclaimer: Any views expressed in these videos are the customers’ own, not those of Halifax.

All cashback values were right at the time of filming and might not match current values. Customers in these videos used their own installers.

Watch now 🕑 2 min 40 secs.
 

Is a heat pump right for my home?

This depends on a few things. Heat pumps work best in well-insulated homes, so it’s best to check this out before you start thinking about getting a heat pump. An easy way to do this is to find out your home’s Energy Performance Certificate (EPC) rating. If yours is a D or above and it says you have insulation, you should be good to go.

Most heat pumps use radiators to heat your home, just like boilers do. Sometimes, your existing radiators might be too small for a heat pump to work efficiently and will need replacing, but this isn’t always the case. A heat pump usually works well with existing underfloor heating too.

You’ll need some outside space for most heat pumps though. Around the size of a moped is usually enough for an air source heat pump. Ground source heat pumps take up more space than that. They usually need a trench or borehole digging plus a room inside for the operating system.

Find out more on how heat pumps work on GOV.UK.

How much do heat pumps cost?

Government grants of £7,500 towards heat pump installations in England and Wales are available.

The cost of heat pump installation depends on the size of the system and whether your radiators need upgrading too. Larger homes or more difficult installations can cost more.​

You could claim £2,000 cashback after your installation if you’re eligible for the Green Living Reward.

Let’s take a closer look

  • All Halifax banking, borrowing, mortgage, savings, investment and insurance customers are eligible for the £100 bill credit on their Octopus Energy account. Providing their tariff is held with Octopus.

    If you're an eligible Halifax customer and an Octopus Energy customer, Octopus Energy will automatically credit your account within 14 days of your heat pump installation.

    Not an Octopus Energy customer? To benefit from this offer, you’ll need to switch to them for your home energy as part of your heat pump installation. Octopus can support you to make the switch and to find the right tariff for your new heat pump, as part of their service.

  • To get the £100 bill credit, you must:

    • be a new or existing Octopus Energy customer
    • have a Halifax mortgage, credit card, savings, loan, current account or an insurance or investment account.

    Octopus will add a £100 credit to your Octopus Energy account within 14 days of your heat pump installation. Provided the account is on supply and the first direct debit payment has been taken.

    If you’re a new Octopus Energy customer, they’ll apply the credit to your Octopus Energy account within 6 months of your heat pump installation. Make sure you complete your tariff quote application using the email address associated with your Halifax account. This lets Octopus Energy validate your account for this offer.

    You could lose your home if you don’t keep up your mortgage repayments.

  • Once you’ve had your heat pump installed, log in to your Green Living Reward. To claim the reward, you’ll need to upload the final invoice you receive from Octopus as evidence.

  • You’ll get an information pack with a phone number to call if you need to speak to Octopus Energy about your heat pump after installation.

    If you use a different installer to Octopus Energy, you’ll need to get in touch with them directly.

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