If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. You can use our coronavirus support tool to find the right solution for your needs and confirm what you would like to do in a few simple steps.

Open your Reward Account today

Apply now and we should be able to give you a decision within 10 minutes.

  • Apply online – during the application we’ll ask for your income details and your home address over the last three years. Make sure you have these ready.
  • Switch bank accounts – if you’d also like to switch your existing bank account to us, you can do this during the application. You’ll just need the sort code and account number of your existing bank account.
  • Provide your ID – at the end of the application we may ask you to provide photo ID and proof of address.

Will you be able to pay £1,500 into this account each month? If you can’t you’ll be charged £3 per month to maintain the account, please confirm you’d like to continue?

Yes, apply now No, compare other accounts

  • Switching is extra easy

    You'll be up and running in 3 simple steps.

    1. Apply for an account
    2. Complete our switching form
    3. We’ll switch your account in 7 working days

    Switching is easy

    Day 1

    Day 1-6

    Day 7

    Switching is easy

    You do

    Day 1

    Choose a current account and apply

    Day 1-6

    You can still use your old account and use your new Halifax account.

    Day 7

    Enjoy your Halifax account.

    Switching is easy

    We do

    Day 1

    We'll start your switch.

    Day 1-6

    We'll transfer payments from your old account to your new Halifax account.

    Day 7

    Switch Complete. We close your old account and move any funds to your new Halifax account.

    We'll move your payments for you

    • Incoming payments, e.g. your salary.
    • Outgoing payments, e.g. bills.
    • Direct debits, e.g. an internet bill.
    • Standing order, e.g. paying money into a savings account.
    • Money in your account, e.g. if your account has a £500 balance then we will transfer £500 into your new account.

    You can choose the date you want to switch.

    Keep in mind

    If any payments go to your old account after the switch.
    No need to worry, we will arrange for any payments made to your old account to be automatically redirected to your new Halifax account for up to 36 months.

    If something goes wrong.
    You're covered by the Current Account Switch Guarantee. If anything goes wrong with the switch, as soon as we are told, we will refund any interest (paid or lost) and charges made on either your old or new current accounts as a result of this failure.

    About the Current Account Switch Guarantee

    We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days. As your new current-account provider we offer the following guarantee.

    Current Account Switch Guarantee
    • The service is free to use and you can choose and agree your switch date with us.
    • We will take care of moving all your payments going out (for example, your Direct Debits and standing orders) and those coming in (for example, your salary).
    • If you have money in your old account, we will transfer it to your new account on your switch date.
    • We will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details.
    • If there are any issues in making the switch, we will contact you before your switch date.
    • If anything goes wrong with the switch, as soon as we are told, we will refund any interest (paid or lost) and charges made on either your old or new current accounts as a result of this failure.

    For more information and FAQs, please read the Account Switching Guide (PDF).

    Crystal Mark 20785. Clarity approved  by Plain English Campaign.