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Expresscash Account

Want to get your finances off to a flying start?

Tailored for teens aged 11 to 17 years, the Expresscash account can help you make the most of your pocket money.

A few facts about this account

  • You’ll get Visa Debit Card with International contactless capability
  • Withdraw up to £500 a day (subject to account conditions)
  • Access to 24-hour Online Banking
  • Earn credit interest
  • For accounts opened before 23 August 2021 - Earn interest of 0.50% AER (0.50% gross p.a.) variable on credit balances between £1 and £2,499.99. We do not pay interest on amounts of £2,500 or more
  • For accounts opened on or after 23 August 2021 - Earn interest of 0.50% AER (0.50% gross p.a.) variable on credit balances between £1 and £999.99. We do not pay interest on amounts of £1,000 or more
  • Tailored security and financial education available as part of the Online Banking experience (in association with Childnet and MoneyHelper)
  • Free mobile alerts service.
  • Access to Telephone Banking
Expresscash card

Apply for an Expresscash Account

Due to Covid-19 restrictions we’re currently offering a reduced branch service. If you’re 11-12 years old, please visit us in branch with your parent or guardian and proof of identity as shown below and we’ll start an application process with you. If you’re 13-17 years old, please start your application online.
 

11-12 year olds

11-12 year olds

You can only apply in branch and a parent or guardian must be with you when you open your account, you cannot apply online. To make an appointment contact your nearest Halifax branch. You’ll need to bring:-

  • Proof of ID (such as passport or full UK birth certificate. Short birth certificates cannot be accepted.)
  • Proof of your parent/guardian’s identity and address (such as a utility bill dated in the last 6 months)

13-15 year olds

13-15 year olds

A parent or guardian must be with you when you open your account or if you apply for more services. Apply online today, then go into a Halifax branch with a parent or guardian. You’ll need to bring:-

  • Proof of ID (such as passport or full UK birth certificate. Short birth certificates cannot be accepted.)
  • Proof of your parent/guardian’s identity and address (such as a utility bill dated in the last 6 months)

16-17 year olds

16-17 year olds

Apply online today and provide your proof of ID online (UK passport or Biometric Residence Permit card). If we can’t check your identity online, you may need to visit your local Halifax branch. You don’t need to be accompanied by an adult but you’ll need to bring:

  • Proof of ID (such as passport or full UK birth certificate. Short birth certificates cannot be accepted.)
  • Proof of address (such as a letter from your School/College/Educational Institution)

You may need to go into a Halifax branch to provide ID

You may need to go into a Halifax branch to provide ID

See above for full details. Please note: You might need a parent/guardian present when providing ID depending upon your age.

Find my local branch

Top reasons for using your Visa Debit card with contactless

  • Accepted worldwide wherever you see the Visa Debit sign
  • Safe and secure alternative to carrying cash
  • Security and protection against fraud and issues with goods bought from retailers
  • Control - every purchase itemised on your statement
  • Use our Mobile Banking App to freeze your card - if you’ve misplaced your debit card or want to restrict how it’s used

Not the right account for you?

Not the right account for you?

We've got a range of accounts for kids, teens and students.

Money Smart – our bank account and savings account for kids

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For more information and terms & conditions for this bank account read the Bank Account Getting Started Guide (PDF, 1.1MB).

For more information about the fees associated for Payment Services with this account please see the Fee Information Document (PDF, 132KB).

Expresscash - Ways we use your data (child friendly version) (PDF, 35KB)

Halifax bank accounts and services are subject to status.

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