Go paper-free
Amend paper-free preferences for your statements and communications.
Car finance calculator
On the hunt for a new car? Use our handy car finance calculator to work out how much you might pay each month on our Personal Contract Purchase (PCP) or Hire Purchase (HP) plans.
This calculator shows what your monthly repayment could be. The actual repayment could be lower or higher depending on your personal circumstances and the make, model and age of the car you would like to finance.
How our car finance calculator works
To find out what your monthly repayments could be:
- Enter the price of the car you’d like to buy.
- Enter the amount you’ll pay as a deposit.
- How long you want to borrow for.
The calculator also shows what your Annual Percentage Rate, or ‘APR’ could be. APRs give you an idea of how much it could cost each year, in interest, including any standard fees, to borrow money. The APR is shown as a percentage.
Log in to online banking to get a personalised rate.
What's this?
This is the total price of the car you want to buy or the price you’ve negotiated with your dealer. If you haven’t chosen a car, enter the amount you plan to spend.
What's this?
Your deposit is the amount of money you pay upfront to secure the car. Include any part exchange paid for your existing car, if you’re trading it in.
What's this?
You can choose how many months (between 12 and 60) you want to repay your car finance over. The longer the term the lower the monthly repayments, but the more you’ll pay in interest.
Can I get car finance?
To apply for car finance with us, you’ll need to:
- hold a current account (min 3 months)
- be aged 18 or over and a UK resident
- be registered for Online Banking.
Personal Contract Purchase (PCP)
Personal Contract Purchase
Optional lump sum
This is the final payment due if you want to keep the car. It's our predicted future value of the car at the end of the finance agreement and only applies to Flex Car Plan (PCP). You can either pay the optional lump sum to own the car, or hand the car back – return conditions apply. To find out more, view our product comparison page.
Total repayments
The Total Repayment shown for Flex Car Plan (PCP) includes the optional lump sum.
Personal Contract Purchase (PCP) final payment will be the optional lump sum.
Hire Purchase (HP)
Hire Purchase
N/A
Get a quote for car finance
You can apply if you're 18 or older, registered for online banking, and have had a current account with us for at least three months.
Get a personalised quote
Credit is subject to status and additional affordability checks.
Â
You might also like
