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Car leasing
If you bank with us, get a brand-new car and the flexibility to change your car every few years.
Log in to get a quote
Features and benefits
Why you should consider car leasing with us.
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- When your lease ends, just return the car. You don't have to sell it or worry about its depreciation.
- You can lease a car for between 2 and 5 years. Choose a lease period and yearly mileage limit that suits you.
- Add a maintenance and breakdown package to your monthly payment. This includes routine servicing, tyres, replacement parts due to fair wear and tear.
Once your lease is over, the car will be collected from you. If the car is in good condition and within the agreed mileage limits, you won't need to pay anything else.
Electric car grant
Save when you go electric
On 15 July 2025, the Department for Transport (DfT) announced a £650 million scheme to help with the shift to zero-emission vehicles.
- Grab a discount up to £3,750 when you upgrade or switch to electric.
- No reams of paperwork - it's all done for you.
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The grant amount depends on sustainability criteria set by the government. To qualify, all cars must have a recommended retail price below £37,000. Funding is on a first-come, first-served basis.
Band 1 cars are the most eco-friendly cars and can get a discount of up to £3,750. Cars in band 2 get a discount of up to £1,500.
Car manufacturers, dealerships and the government will handle all the administration. You won't have to complete any extra paperwork.
What is car leasing?
Its a simple and quick journey, whether you're just browsing, or you've found the car you want. This short video explains what you can expect (2 min 12 secs).
Want to learn more? Our guide to car leasing explains it all.
Let's break it down
Get a quote for car leasing
It takes minutes, without affecting your credit score. Your quote will be valid for 90 days, with no need to re-apply.
Let’s take a closer look
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You’ll get an email telling you the expected delivery date of your car.
Most cars arrive within 4 months of placing an order, but there are some things that can make this take longer. Part shortages and car availability can cause a delay.
Prestige cars or cars with multiple features may also have a longer delivery time.
Pre-registered cars or in-stock offers may be ready for delivery sooner.
We’ll track your order and tell you about any changes by email.
The dealer will contact you when your car is ready. They’ll arrange a delivery time for the car to suit you. Deliveries generally happen between 9am and 5.30pm Monday to Friday.
You’ll only start paying once you’ve received the car.
You’ll need to set up a direct debit as part of your lease agreement. Your first payment will come out once you’ve received your car.
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We may do a soft credit check when we check your application. This won’t affect your credit score.
The finance will only show on your credit file if your application is successful and once your agreement has been finalised.
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The lease is provided by Lex Autolease. They work with a wide network of car dealers around the country. When you place your order, they’ll find a dealer to provide your car.
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All car lease contracts include:
- use of the car for the length of your contract
- vehicle tax for the duration of the lease
- free Great Britain mainland delivery
- full manufacturer’s warranty.
Manufacturer warranty
- The warranty may expire before your contract ends, depending on the term you've selected.
- Refer to the manufacturer handbook for details of what's covered in your warranty.
- If you've chosen a pre-registered car, the remaining manufacturer warranty will be passed to you.
Optional maintenance package
For peace of mind, you can also choose to include an optional maintenance package as part of your lease. This includes:
- MOTs
- routine services
- replacing tyres
- labour, parts and repairs
- breakdowns.
You can add the ‘with maintenance' option when getting your initial quote. Your monthly lease will be changed to include the maintenance cost for the full length of your contract.
The optional maintenance package can only be included in your lease when you make your online application. You can’t add it later.
These things aren’t included:
- Repairs or replacements from accidental or malicious damage
- Damage caused by driver misuse or abuse.
The car must be serviced in line with manufacturer’s guidelines and by an approved service dealer.
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If you have a private registration or cherished plate that you’d like to have on your car, this shouldn’t be a problem.
There will be admin fees to pay to add the plate and to remove it at the end of the lease.
Contact us to discuss putting a personalised plate on your car and we’ll arrange it for you.
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At the end of the lease, you won’t be able to own the car. Instead, you’ll hand the car back. If you want car finance that lets you own the car, explore our Personal Contract Purchase (PCP) or Hire Purchase (HP) options.
Some wear and tear is expected when you return the car. If any extra damage falls outside the BVRLA (British Vehicle Rental Leasing Association) Fair Wear and Tear guidelines, you may be charged.
Explore your options
We want to make sure you know about our other car finance options. Here are some that might suit you.
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Important legal information