If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. You can use our coronavirus support tool to find the right solution for your needs and confirm what you would like to do in a few simple steps.

Compare Car Insurance

If you're looking for car insurance but you're not sure which type of cover you need, we're here to help. Compare car insurance cover levels side by side.

Choosing the right level on Car Insurance cover

Car insurance is essential if you are planning on driving and is a basic legal requirement. There are three levels of cover that you can choose from. It’s important to get the right level of cover to suit your needs.

You can choose from:

Halifax Car Insurance is underwritten by a panel of insurers and is arranged and administered by BISL Limited. When getting a quote online you’ll be taken to BISL Limited’s online site with a new privacy and cookie policy.

Fully Comprehensive Car Insurance

While this insurance tends to be the most expensive level of car insurance, it offers a greater level of protection.

What am I protected against?

What's covered?

What's not covered?

What am I protected against?

  • Accidental or malicious damage
  • Fire
  • Theft and attempted theft
  • Vandalism

What's covered?

  • the car and accessories
  • personal belongings
  • glass damage
  • Personal Accident Cover
  • driving abroad
  • Replacement locks if your keys or ignition activation device is stolen

What's not covered?

  • misfuelling the car
  • loss or damage to the car due to leaving the car in a state where it’s either left running, unlocked, open or unattended
  • loss or damage to money, credit debit/cards and telephones
  • the excess for all relevant claim types shown in the schedule of Insurance

Terms, conditions and exclusions apply to all benefits. Normal Excess applies and No Claims Discount may be affected. For more information please refer to the Insurance Product Information Document: Comprehensive (PDF).

Third Party, Fire and Theft

Third Party, Fire and Theft doesn’t cover damage to your car if you’re in an accident or incident. However, it does cover the cost of damage to a third party. This would include their car, property or any medical injuries to the third party as a result of the accident or incident. Your car will be insured in the event that it is stolen or damaged due to a theft or attempted theft. The car will also be covered if it is damaged due to a fire.

Details of Third Party, Fire and Theft insurnace

What am I protected against?

What’s covered?

What’s not covered?

What am I protected against?

  • Third Party damage
  • Fire
  • Theft and attempted theft

What’s covered?

  • loss or damage to your car and its accessories caused by fire, theft or attempted theft
  • the bodily injuries or death of a third party
  • damage to a third party’s car or property caused by your car
  • driving abroad

What’s not covered?

  • loss or damage to your car and its accessories caused by accidental or malicious damage or vandalism
  • loss or damage caused by leaving the car in a state where it’s either left running, unlocked, open or unattended
  • glass damage, unless it’s be caused by a theft or attempted theft
  • loss or damage to personal belongings

Terms, conditions and exclusions apply to all benefits. Normal Excess applies and No Claims Discount may be affected. For more information please refer to the Insurance Product Information Document: Third Party, Fire and Theft (PDF).

Third Party

Third Party Car Insurance is the minimum level of cover you can take out to enable you to drive on public roads. It meets the legal requirements and provides cover to third parties in the event of an accident or incident. However, it doesn’t cover any damage to your car or property.

Details of Third Party Insurance

What am I protected against?

What's covered?

What's not covered?

What am I protected against?

  • Third Party damage

What's covered?

  • damage to someone else’s car or property that’s been caused by your car following an accident or incident
  • driving abroad

What's not covered?

  • loss or damage to your car and its accessories caused by accidental or malicious damage or vandalism
  • loss or damage caused by leaving the car in a state where it’s either left running, unlocked, open or unattended
  • glass damage, unless it’s be caused by a theft or attempted theft
  • loss or damage to personal belongings

Terms, conditions and exclusions apply to all benefits. Normal Excess applies and No Claims Discount may be affected. For more information please refer to the Insurance Product Information Document: Third Party (PDF).

Exclusive £50 Online Banking household voucher offer. Happy days.

Claim a £50 Argos, Sainsbury’s or B&Q Household voucher from October 20th 2020. Only available when you quote and buy through your Online Banking. 

Hold your policy for 14 days and then 7 days later we’ll send you a ‘how to claim email’. 

You must choose your voucher within 30 days of receiving the ‘how to claim’ email. Terms and conditions apply.

Argos, Sainbury's and B&Q logos

I'm an existing Halifax customer

Get a car insurance quote from just £191*. Plus, sign in to Online Banking to get a quote and take advantage of the £50 household voucher offer. 

*40% of new Halifax Car Insurance customers paid as little as £191 between March 2020 and September 2020. Excludes optional extras. Includes 10% discount where eligible.

Sign in to get a quote

I'm new to Halifax

Get a quote online from our panel of insurers from as little as £191*. 

*40% of new Halifax Car Insurance customers paid as little as £191 between March 2020 and September 2020. Excludes optional extras. Includes 10% discount where eligible.

Get a quote

Get a quote over the phone

If you’d prefer to speak to us, we can quote from our panel of insurers over the phone.

Lines are open Mon to Fri 8am - 9pm, Sat and public holidays 9am - 5pm, Sun 10am - 4pm.

0330 018 6312tel:03300186312

Optional extras

Want extra peace of mind? You can upgrade your car insurance policy from our range of additional cover options. Here are the optional upgrades you can choose from:

See optional extras

Terms, conditions and exclusions apply to all benefits. Normal Excess applies and No Claims Discount may be affected.

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.