Third Party Fire and Theft Car Insurance

Not sure if Third Party, Fire and Theft Car Insurance is for you? Read information about this cover to see if it’s right for you

What is Third Party, Fire and Theft Car Insurance?

Third Party, Fire and Theft covers you if you’re involved in an accident or incident where someone else’s car or property is damaged. In addition this cover protects the car in the event of fire damage. This includes accidental and criminal fire damage.

It also covers you if your car is stolen or damaged if theft or attempted theft occurs.

Important information: This type of cover doesn’t protect your car if it’s damaged in an accident.

Person in car with map.

Halifax Car Insurance is underwritten by a panel of insurers and is arranged and administered by BISL Limited. When getting a quote online you’ll be taken to BISL Limited’s online site with a new privacy and cookie policy.

What are the benefits of Third Party, Fire and Theft Car Insurance?

Not sure if Third Party, Fire and Theft Car Insurance is right for you? Here are the features and benefits that you can expect.

What’s covered with Third Party, Fire and Theft?

Third Party, Fire and Theft doesn’t cover damage to your car if you’re in an accident or incident. However, it does cover the cost of damage to a third party. This would include their car, property or any medical injuries to the third party as a result of the accident or incident. Your car will be insured in the event that it is stolen or damaged due to theft or attempted theft. The car will also be covered if it is damaged due to a fire.

What’s covered with Third Party, Fire and Theft?
What am I protected against?	What's covered?	What's not covered?
What am I protected against? Third Party damage Fire Theft and attempted theft	What's covered? loss or damage to your car and its accessories caused by fire, theft or attempted theft the bodily injuries or death of a third party damage to a third party’s car or property caused by your car driving abroad Electric cars - Get accidental damage, fire and theft cover for your battery (whether your battery is leased or owned) and charging cable	What's not covered? loss or damage to your car and its accessories caused by accidental or malicious damage or vandalism loss or damage caused by leaving the car in a state where it’s either left running, unlocked, open or unattended glass damage, unless it’s be caused by a theft or attempted theft loss or damage to personal belongings

Terms, conditions and exclusions apply to all benefits. In the event of a claim normal Excess applies and No Claims Discount may be affected. For more information please refer to the Insurance Product Information Document: Third Party, Fire and Theft (PDF, 113KB).

Optional extras

Want extra peace of mind? You can upgrade your car insurance policy from our range of additional cover options. Here are the optional upgrades you can choose from:

See optional extras

Terms, conditions and exclusions apply to all benefits. In the event of a claim normal Excess applies and No Claims Discount may be affected.

Two children sitting in a car, smiling at a phone together

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.