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Third Party Fire and Theft Car Insurance

Not sure if Third Party, Fire and Theft Car Insurance is for you? Read information about this cover to see if it’s right for you

What is Third Party, Fire and Theft Car Insurance?

Third Party, Fire and Theft covers you if you’re involved in an accident or incident where someone else’s car or property is damaged. In addition this covers protects the car in the event of fire  damage. This includes accidental and criminal fire damage. It also covers you if your car is stolen or damaged if theft or
attempted theft occurs.

Important information: This type of cover doesn’t protect your car if it’s damaged in an accident.

Halifax Car Insurance is underwritten by a panel of insurers and is arranged and administered by BISL Limited. When getting a quote online you’ll be taken to BISL Limited’s online site with a new privacy and cookie policy.

What are the benefits of Third Party, Fire and Theft Car Insurance?

Not sure if Third Party, Fire and Theft Car Insurance is right for you? Here are the features and benefits that you can expect.

Third Party, Fire and Theft Car Insurance at a glance

60 Days European Union Cover - enjoy the same level of cover as you get in the UK.

 

Service you can rely on

24/7 online Self-Service Centre - manage your car insurance policy online when it's convenient to you.

24/7 Emergency Claims Helpline - available to help 24 hours a day, seven days a week if you need to make a car insurance claim.

What’s covered with Third Party, Fire and Theft?

Third Party, Fire and Theft doesn’t cover damage to your car if you’re in an accident or incident. However, it does cover the cost of damage to a third party. This would include their car, property or any medical injuries to the third party as a result of the accident or incident. Your car will be insured in the event that it is stolen or damaged due to theft or attempted theft. The car will also be covered if it is damaged due to a fire.
 

What’s covered with Third Party, Fire and Theft?

What am I protected against?

What's covered?

What's not covered?

What am I protected against?

  • Third Party damage
  • Fire
  • Theft and attempted theft  

What's covered?

  • loss or damage to your car and its accessories caused by fire, theft or attempted theft
  • the bodily injuries or death of a third party
  • damage to a third party’s car or property caused by your car 
  • driving abroad

 

What's not covered?

  • loss or damage to your car and its accessories caused by accidental or malicious damage or vandalism 
  • loss or damage caused by leaving the car in a state where it’s either left running, unlocked, open or unattended
  • glass damage, unless it’s be caused  by a theft or attempted theft 
  • loss or damage to personal belongings 
     

Terms, conditions and exclusions apply to all benefits. Normal Excess applies and No Claims Discount may be affected. For more information please refer to the Insurance Product Information Document: Third Party, Fire and Theft (PDF).

Not sure what type of car insurance is right for you?

If you're looking for car insurance but you're not sure which type of cover you need, we're here to help. 

Compare car insurancelearn more

Exclusive £50 Online Banking household voucher offer. Happy days.

Claim a £50 Argos, Sainsbury’s or B&Q Household voucher from October 20th 2020. Only available when you quote and buy through your Online Banking. 

Hold your policy for 14 days and then 7 days later we’ll send you a ‘how to claim email’. 

You must choose your voucher within 30 days of receiving the ‘how to claim’ email. Terms and conditions apply.

Argos, Sainbury's and B&Q logos

I'm an existing Halifax customer

Get a car insurance quote from just £191*. Plus, sign in to Online Banking to get a quote and take advantage of the £50 household voucher offer. 

*40% of new Halifax Car Insurance customers paid as little as £191 between March 2020 and September 2020. Excludes optional extras. Includes 10% discount where eligible.

Sign in to get a quote

I'm new to Halifax

Get a quote online from our panel of insurers from as little as £191*. 

*40% of new Halifax Car Insurance customers paid as little as £191 between March 2020 and September 2020. Excludes optional extras. Includes 10% discount where eligible.

Get a quote

Get a quote over the phone

If you’d prefer to speak to us, we can quote from our panel of insurers over the phone.

Lines are open Mon to Fri 8am - 9pm, Sat and public holidays 9am - 5pm, Sun 10am - 4pm.

0330 018 6312tel:03300186312

Optional extras

Want extra peace of mind? You can upgrade your car insurance policy from our range of additional cover options. Here are the optional upgrades you can choose from:

See optional extras

Terms, conditions and exclusions apply to all benefits. Normal Excess applies and No Claims Discount may be affected.

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.