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Temporary Car Insurance
Flexible cover when you need it.
Halifax Temporary Car Insurance is underwritten by Aviva and is arranged and administered by Dayinsure .
What are the benefits?
It's a comprehensive policy for anything from 1 hour to 30 days. The owner will have peace of mind knowing there's no impact on their No Claims Discount if you use their car with their permission and you make a claim.
What’s covered with Temporary Car Insurance?
Relax. With Temporary Car Insurance from the Halifax you get comprehensive UK cover as standard. You’ll be covered for loss, theft or damage if you need to make a claim.
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Terms, conditions and exclusions apply to all benefits. Excess applies. Please read the Insurance Product Information Document (PDF, 205KB) and policy document (PDF, 311KB) for more information.
How it works
More information of what cover includes:
Halifax Temporary Car Insurance is arranged and administered by Dayinsure.com Ltd. When getting a quote online you will be taken to Dayinsure.com Ltd’s online site with a new privacy and cookie policy.
Halifax Temporary Car Insurance is underwritten by Aviva. RAC Motor Legal Expenses Insurance is underwritten by RAC Legal Services which is part of RAC Motoring Services (Registered Office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW Registered No. 01424399). All of these are authorised and regulated by the Financial Conduct Authority for insurance mediation activities only.
Frequently asked questions
Carry on reading to find out what people want to know about Temporary Car Insurance.
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We offer comprehensive cover. For more information on what’s included and excluded please review the IPID and additional documents available.
Acceptance criteria (PDF, 70.5KB)
Policy document (PDF, 313KB)
Insurance product information document IPID (PDF, 204KB)
Legal Expenses policy document (PDF, 112KB)
Legal Expenses IPID (PDF, 197KB) -
Cover can be for cars and vans under 3.5 tonnes and have an engine size of 3999cc or less with less than 8 seats. Cover for motorhomes under 5 tonnes and have an engine size of 3000cc or less.
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The amount of excess varies and will be confirmed during the quotation process before you purchase and shown in your certificate and schedule once you purchase your insurance. The excess is the first part of any claim you must pay. For glass/windscreen claims the full excess is applicable.
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Once you’ve purchased your cover you can only extend the duration of your policy as long as your circumstances remain the same. You’ll need to cancel the cover and purchase again if your circumstances change.
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You’re insured from the date and time you entered when you received your quote and purchased your policy. Your insurance certificate should arrive within 15-30 minutes – this is your proof of insurance. If you don’t receive it, please email us at support@dayinsure.com.
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You can purchase a policy for up to 30 days. If you need cover for a longer period, you will need to repurchase another policy to start on the end date. It may be that an annual policy could be more suitable to meet your needs.
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Yes you are. All policies cover business use, for example: Borrowing a car for work on a day-by-day basis, travelling to conferences, meetings and training sessions away from your usual place of work, needing a bigger vehicle to transport extra equipment or large items or borrowing a vehicle when your business vehicle is in the garage for repairs.
The policy only covers the main short term driver, who must hold a full GB driving licence. This will not cover delivery use, door-to-door sales or taxi usage. It also cannot be used on hired vehicles.
The policy also excludes use for Hire and Reward.
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Yes. Our insurance includes third-party cover for a trip to countries within the EU, EEA and Switzerland automatically if the car is in the UK when the insurance starts and finishes.
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Please call Aviva on 0800 0156 166. Phone lines are open 24 hours a day.
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We are committed to providing you with a high standard of service and customer care. However, we realise that things can go wrong and there may be occasions when you feel we have not provided the service you expected. If this happens, we would like to hear about it to put things right. Please email us at complaints@dayinsure.com.
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Legal Expenses Policy is intended to provide cover for the costs of making a claim against another person who is at fault for a road traffic accident, or defending motoring prosecutions.
This element of the policy is underwritten by RAC. For more information on what’s included and excluded please review the documents available: Legal Expenses policy document (PDF, 112KB), Legal Expenses IPID (PDF, 197KB)
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There are two options for you to use to cancel a live Dayinsure policy.
Option 1 – please sign into your Dayinsure Customer account, select the cancel button of the live policy you would like to cancel and follow the on screen instructions.
Option 2 – select the document link provided in our confirmation email, select the cancel button and then follow the on screen instructions.
For more information please see the Dayinsure Refund Policy (PDF 307KB).
You can cancel your policy at any time if there have been no claims or incidents likely to give rise to a claim. You’ll be entitled to a refund of the unused premium.
If you cancel the policy before it starts, you’ll get a full refund of the premium. If you cancel the policy after it’s started, we’ll recalculate your insurance premium based on the date your policy started until the date you cancelled it. We’ll refund you the difference between the recalculated insurance premium and the insurance premium you already paid. The cost of a short-term policy will be proportionally more than a longer-term policy, so you may receive less than you expect. We won’t be able to refund you for days or part days you’ve used.
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We don’t provide cover to secure the release of a seized vehicle, or for loss or damage following confiscation or requisition or destruction by or under order of any government or public or local authority.
Halifax Temporary Car Insurance is arranged and administered by Dayinsure.com Ltd. Registered Office Mara House, Tarporley Business Centre, Nantwich Road, Tarporley, Cheshire CW6 9UY. Registered in England No 4996289. Dayinsure.com Ltd is authorised and regulated by the Financial Conduct Authority under registration number is 304010.
Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.