Find the right account for you

We’re here to help you make the most of your money, your way.

 

Ready-Made Investments

Built and managed by our experts, they’ll do all the hard work for you. Plus you can keep an eye on how it’s doing in the app or online.

  • Created and managed by experts.
  • Invest from £50 a month, or a £500 lump sum.
  • Invest up to £20,000 a year free from Capital Gains or UK Income Tax with our Investment ISA.
  • If you’ve used your ISA allowance this tax year invest as much as you like with our Investment Account – returns are subject to tax.
Ready-Made Investments
 

Ready-Made Pensions

Let our experts manage your pension for you in a way that suits your age and retirement timeframe. Our fees are competitive, so more of your money is left in your pension to grow.

  • If you’re years away from retiring, they’ll invest to give you the best chance of growth. As you approach retirement, your portfolio moves into lower-risk investments to help protect your pension’s value.
  • We then help guide you in accessing your pension savings when the time is right.
  • You can keep track of your pension and make additional contributions anytime using the mobile banking app.
Ready-Made Pensions
 

Stocks and Shares ISA

Ideal if you’re wanting to pick your own stocks and shares, funds and more.

  • Invest up to £20,000 in this tax year and pay no Capital Gains or UK Income Tax.
  • Invest without the trading fees within a Regular Investment Plan.
  • No dealing commission is charged for international online trades. FX rates still apply.
  • Access our full range of shares, ETFs and Funds. Use our ETF Quicklist and Funds Select List to make selecting investments simple and easy.
Stocks and Shares ISA
 

Self-Invested Personal Pension (SIPP)

Take control of your financial future, with all the benefits of a pension. You can transfer pensions from as little as £1 into your SIPP, so no matter how small the pot, you don’t have to worry about losing track of it.

Not sure if this is right for you? Read about combining your pensions.

  • Choose from a wide selection of shares, bonds, gilts and more, including our Start-Up Fund.
  • Receive instant tax relief at the basic rate on contributions.
  • Help find the right investments with our SIPP Builder - a collection of resources, tools and investment choices to make investing easier.
Self-Invested Personal Pension

The value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. There is normally a charge for advice.

Explore your options

We want to make sure you know about our other products. Here’s some that might suit you.

Mortgages

Compare our mortgage rates, see how much you could borrow and what the next steps are when buying or remortgaging a home.

Find a mortgage

Protection and insurance

Get peace of mind when it comes to your pet, health, car, house and more.

Get a quote

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Borrowing options

From loans, car finance and mortgages, see what product would suit you best.

Borrowing options

Savings accounts

We offer a range of flexible accounts, with minimum deposits starting from as little as £1.

Ways to save

Start Investing

See how we could make your money work harder with our investment accounts.

Our accounts

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Start Investing

See how we could make your money work harder with our investment accounts.

Our accounts