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What is a Stock and Shares ISA?

A Stocks and Shares ISA is an investment account that allows you to invest tax efficiently.

What you’ll benefit from:

  • Any income or gains you make are free from UK Income and Capital Gains Tax. 
  • Complete flexibility, as you choose to invest your money in a wide range of investments
Open a Stocks and Shares ISA

Don’t miss our ISA offer

Open a Stocks & Shares ISA between 1 February and 31 May 2024. Invest £10,000 or more and leave it invested until 30 November, and we'll give you a £100 bonus. Capital at risk. Offer terms apply.

More about the offer

How will it work?

Invest up to £20,000 tax efficiently each tax year.

Choose from a variety of investment options, including UK and international shares, managed funds, bonds and gilts.

Trade regularly with our commission-free scheduled investment service.

Please remember that the value of investments and the income from them can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. There will normally be a charge for that advice. Tax treatment depends on individual circumstances and may be subject to change in the future.

Why invest with Halifax?

Simple prices

 
  • Our annual fee is just £36, no matter the size of your portfolio.
  • Zero commission on international online trading (1.25% foreign exchange rate still applies).
Boring Money award for best low-cost ISA over £50k 2024.
Boring Money award for customer service 2024.

Stay in control

You can invest a lump sum at any time. Or if you don’t want to invest a large amount, you can invest small amounts on a monthly basis.

All in one place

Use the mobile banking app to check your investments and everyday banking in one place.

Simple to switch

We’ve made it easy to transfer to us. 

Find out how you can transfer your account with Halifax.

What charges do I pay?

We want to keep you in the know. That’s why we’re always transparent about our costs. Below are the dealing commission and account charges you'll pay as standard. 

Type of charges

What you’ll pay 

Type of charges

Customer admin fee

What you’ll pay 

You can hold an ISA and a Share Dealing Account, all for a single charge of £36 a year (£3 a month)

Type of charges

Real-time online UK trades

What you’ll pay 

£9.50 dealing commission per trade

Type of charges

Fund trades

What you’ll pay 

£9.50 online dealing commission per trade

Type of charges

International online trading

What you’ll pay 

£0 dealing commission, 1.25% foreign exchange rate

Type of charges

Scheduled regular investments

What you’ll pay 

Commission-free

Type of charges

Telephone trading

What you’ll pay 

£25 dealing commission per trade

If you invest in a fund, you’ll also pay an ongoing charge directly to the fund manager. You may also pay government taxes and levies depending on the investment you choose. For full details, please read our Charges.

Understanding a Stocks and Shares ISA

Making withdrawals

Halifax Stocks and Shares ISAs are not flexible ISAs. Any money you withdraw then pay back in during the same tax year will count towards your ISA allowance.

Your ISA limits

You can invest up to £20,000 in your Halifax Stocks & Shares ISA or split it between different types of ISAs. More information on ISA limits can be found on the Government Website.

You’ll need a Share Dealing Account

When opening a Stocks and Shares ISA, a separate Share Dealing Account will automatically open for you. This could be a good way of investing if you’ve used up your ISA allowance.

Free from UK tax

Investing in a Stocks and Shares ISA means you pay no UK tax on any potential income or gains.

We don't provide advice so if you are in any doubt about making your own investment decisions, we recommend you seek advice from a suitably qualified financial adviser. There will normally be a charge for that advice.

Ready to apply for a Stocks and Shares ISA?

I'm new to Share Dealing

To get started, you’ll need your address, debit card details and national insurance number to hand. This can be set up in minutes.

Open an ISA

Terms and Conditions (PDF, 356 KB)

I have a Share Dealing Account

Simply sign in to apply.

Once you’ve accessed your Share Dealing Account, click on ‘Open a new account’ in the right-hand navigation.

Sign in to Share Dealing

Sign in to Online Banking

Frequently asked questions

If your question hasn’t been answered, take a look at our help and guidance page for further information and support. 

Want to learn more about investing?

If you’re new to investing, we can help you understand the basics. Take a look out our simple investing guide and articles.

Investing for beginners

Risk explained

Boost your skills

Investing quick guide (PDF, 294 KB) 

 

FSCS logo

Investments with Halifax Share Dealing Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme. This limit is applied to the aggregated total of any stock or cash held across the following brands which we administer.

This is in addition to any other savings deposits you may hold across Lloyds Banking Group.

Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.