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Pick Your Own
Investing in stocks and shares doesn't have to be difficult. We're here to help you find the account that best suits your goals.
Stocks and Shares ISA
Ideal if you’re wanting to pick your own stocks and shares, funds and more.
- Invest up to £20,000 in this tax year and pay no Capital Gains or UK Income Tax
- Invest without the trading fees within a Regular Investment Plan
- No dealing commission is charged for international online trades. FX rates still apply
- Access our full range of shares, ETFs and Funds. Use our ETF Quicklist and Funds Select List to make selecting investments simple and easy
- Voted Best For Low-Cost ISA by Boring Money for portfolios over £50,000
Share Dealing Account
Ideal if you'd like a simple account to start trading with or have already used your ISA allowance.
- Invest without the trading fees within a Regular Investment Plan.
- Access our full range of shares, ETFs and Funds. Use our ETF Quicklist and Funds Select List to make selecting investments simple and easy.
- No dealing commission is charged for international online trades. FX rates still apply.
18 – 25 Investing Accounts
Free investing accounts for 18 - 25 year olds. Choose from a Stocks and Shares ISA or a Share Dealing Account.
- No dealing commission is charged for international online trades. FX rates still apply
- Voted Best For Low-Cost ISA by Boring Money for portfolios over £50,000
- Free regular investment plan.
Self-Invested Personal Pension (SIPP)
Take control of your financial future, with all the benefits of a pension. Tailor your portfolio to fit your needs, risk appetite and financial objectives.
Get instant tax relief at the basic rate on contributions, manage your own investments and keep more of your money with capped admin fees. Our SIPP Builder can help you get started.
Proud to be named 'Which? Recommended 2025 – Self-Invested Personal Pension'.
Self-Invested Personal Pension (SIPP)
Take control of your financial future, with all the benefits of a pension. Tailor your portfolio to fit your needs, risk appetite and financial objectives.
Get instant tax relief at the basic rate on contributions, manage your own investments and keep more of your money with capped admin fees. Our SIPP Builder can help you get started.
Proud to be named 'Which? Recommended 2025 – Self-Invested Personal Pension'.
Ready-Made Investments
Ideal if you prefer investments selected on your behalf.
- Created and managed by experts.
- Invest from £50 a month, or a £500 lump sum.
- Invest up to £20,000 a year free from Capital Gains or UK Income Tax with our Investment ISA.
- If you’ve used your ISA allowance this tax year invest as much as you like with our Investment Account – returns are subject to tax.
What is a Ready-Made Pension?
A Halifax Ready-Made Pension makes saving for retirement easy and hassle-free, whatever your age.
- Our experts manage your pot in a way that suits your age and retirement timeframe.
- If you’re years away from retiring, they’ll invest to give you the best chance of growth. As you approach retirement, your portfolio moves into lower-risk investments to help protect your pension’s value.
- We then help guide you in accessing your pension savings when the time is right.
- You can keep track of your pension and make additional contributions anytime using the Halifax Mobile Banking app.
Investing for longer increases the likelihood of positive returns. Over a period of five years or more, investments usually give you a higher return compared to cash savings. But investments can go down as well as up in value, so you could get back less than you put in. Tax treatment depends on individual circumstances and may be subject to change in the future.
Personal financial advice
For customers with £100,000 in sole income or spread across joint savings, Investments or personal pensions.
- Expert financial advisers. UK-based specialists provide a free personalised plan to help you reach your financial goals.
- Tailored advice. Our advisers will work with you to make sure you have the right level of support.
- More than just investing. Comprehensive advice, making sure all parts of your finances are working to meet your goals.
Fees will apply if you take out a product or service.
Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.