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Mortgage repayment calculator
Work out what your mortgage payments could be using the simple mortgage repayment calculator. It won’t take long and could give you a better idea of how much you might need to budget each month.
What could your mortgage repayment costs be?
Put an amount you want to borrow, a term and an interest rate into the calculator. It will then show you an estimated amount you could pay each month.
This calculator gives a quick, illustrative example of monthly repayments based on the information you give. It doesn’t reflect the rates we have and assumes the interest rate stays the same for the whole term.
Repayment
Monthly payment
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Total amount payable
##reptotal##
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How the repayment calculator works Amount
Enter the amount of your mortgage.
Term
Enter your preferred mortgage term to the nearest year. A longer term will mean you’ll pay less each month but pay more interest overall. This means the total you pay will be more.
Interest
Enter your interest rate for example, 3.59%.
We’ll tell you what rates you qualify for when you apply.
Monthly payment
This is an estimate and may differ from your actual payment.
Total amount payable
Total you’ll repay over the term of the repayment mortgage.
We use the following assumptions in the calculations:
- All years are of equal length.
- We calculate interest monthly.
- We round your balance and total interest to the nearest pound.
- There won't be any changes in interest rate.
- There won't be any other changes to your mortgage which would change your monthly payment.