No Claims Discount Protection
No Claims Discount (NCD) is a discount applied to your Car Insurance premium for the number of years in which you haven’t made a claim to your policy. For each year you’re insured without making a claim you’ll earn another year’s NCD, up to a maximum of nine years (minimum premiums apply). To find out your number of NCD years, please look on your latest renewal invitation from your Car Insurance provider.
If you have 4 or more years NCD you may be able to protect the number of years discount you have accumulated for an additional cost by purchasing No Claims Discount Protection. With NCD Protection, you are able to make two fault claims within a three year period without it reducing the NCD applied to your policy premium. If selected, the cost of No Claims Discount Protection will be calculated as a percentage of the insurance policy premium. The stand-alone price for this additional option will be displayed on your price presentation page.
No Claims Discount allows you to make two fault claims within a three year period without it reducing the NCD applied to your policy premium. However, it doesn't protect the overall price of your insurance policy. The price of your insurance policy may increase following an accident even if you were not at fault.
No Claims Discount Protection is provided and administered by BISL Ltd.
Terms, conditions and exclusions apply.
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