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Fully Comprehensive Car Insurance

Get peace of mind with Fully Comprehensive Car Insurance. Drive with confidence, knowing you’re covered should the unexpected happen.  

What is Fully Comprehensive Car Insurance?

Fully Comprehensive Car Insurance or ‘Fully Comp’ as it’s sometimes known, is one of the highest levels of car insurance. This type of insurance covers you and damage to your car. It also covers third parties if you’re involved in an accident.

In the event of a car accident where your car is damaged, you can make a claim and have your car fixed. This also includes damage caused by theft or attempted theft and fire.

Halifax Car Insurance is underwritten by a panel of insurers and is arranged and administered by BISL Limited. When getting a quote online you’ll be taken to BISL Limited’s online site with a new privacy and cookie policy.

What are the benefits of Fully Comprehensive Car Insurance?

Not sure if Fully Comprehensive Car Insurance is right for you? Here are the features and benefits that you can expect.

Fully Comprehensive Car Insurance at a glance

  • 3 year guarantee on approved claims repairs - get peace of mind with our guaranteed repairs
  • Courtesy car – whilst your car is at one of our approved repairers. Subject to availability and eligibility
  • New car replacement – if a car you bought new in the last 12 months is stolen and not recovered
  • Vandalism cover – if your car is damaged maliciously, you're still protected
  • 60 Days European Union Cover - enjoy the same level of cover as you get in the UK

Service you can rely on

  • 24/7 online Self-Service Centre - manage your car insurance policy online when it's convenient to you
  • 24/7 Emergency Claims Helpline - available to help 24 hours a day, seven days a week if you need to make a car insurance claim
  • 24/7 Emergency Windscreen Helpline - available to take your call 24 hours a day, seven days a week

What’s covered with Fully Comprehensive Car Insurance?

While this insurance tends to be a more expensive level of car insurance, it offers a greater level of protection.

What’s covered with Comprehensive Car Insurance?

What am I protected against?

What's covered?

What's not covered?

What am I protected against?

  • Accidental or malicious damage
  • Fire
  • Theft and attempted theft
  • Vandalism  

What's covered?

  • the car and accessories
  • personal belongings
  • glass damage
  • Personal Accident Cover
  • driving abroad
  • Replacement locks if your keys or ignition activation device is stolen

What's not covered?

  • misfueling the car 
  • loss or damage to the car due to leaving the car in a state where it’s either left running, unlocked, open or unattended
  • loss or damage to money, credit/debit cards and telephones
  • the excess for all relevant claim types shown in the schedule of Insurance

Terms, conditions and exclusions apply to all benefits. Normal Excess applies and No Claims Discount may be affected. For more information please refer to the Insurance Product Information Document: Fully Comprehensive Car Insurance (PDF).

Not sure what type of car insurance is right for you?

If you're looking for car insurance but you're not sure which type of cover you need, we're here to help. 

Compare car insurancelearn more

Exclusive £50 Online Banking household voucher offer. Happy days.

Claim a £50 Argos, Sainsbury’s or B&Q Household voucher from October 20th 2020. Only available when you quote and buy through your Online Banking. 

Hold your policy for 14 days and then 7 days later we’ll send you a ‘how to claim email’. 

You must choose your voucher within 30 days of receiving the ‘how to claim’ email. Terms and conditions apply.

Argos, Sainbury's and B&Q logos

I'm an existing Halifax customer

Get a car insurance quote from just £191*. Plus, sign in to Online Banking to get a quote and take advantage of the £50 household voucher offer. 

*40% of new Halifax Car Insurance customers paid as little as £191 between March 2020 and September 2020. Excludes optional extras. Includes 10% discount where eligible.

Sign in to get a quote

I'm new to Halifax

Get a quote online from our panel of insurers from as little as £191*. 

*40% of new Halifax Car Insurance customers paid as little as £191 between March 2020 and September 2020. Excludes optional extras. Includes 10% discount where eligible.

Get a quote

Get a quote over the phone

If you’d prefer to speak to us, we can quote from our panel of insurers over the phone.

Lines are open Mon to Fri 8am - 9pm, Sat and public holidays 9am - 5pm, Sun 10am - 4pm.

0330 018 6312tel:03300186312

Optional extras

Want extra peace of mind? You can upgrade your car insurance policy from our range of additional cover options. Here are the optional upgrades you can choose from:

See optional extras

Terms, conditions and exclusions apply to all benefits. Normal Excess applies and No Claims Discount may be affected.

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.