If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. You can use our coronavirus support tool to find the right solution for your needs and confirm what you would like to do in a few simple steps.


A ShareBuilder helps you buy, sell and hold a wide range of UK shares. 

There is no extra cost to start a regular investment plan, where you invest a minimum of £20 a month with no tie in period. Each scheduled trade is subject to £2 dealing commission. You can change the amount or investment at any time.

Our ShareBuilder is designed to make the most of your regular investments. We’ll never leave any leftover cash in the account when you’ve asked us to invest it - this is because we’ll buy a partial share when there isn’t enough cash to buy a full share.

Please remember that the value of all investments can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice.

Key features

  • Set-up a regular, monthly investment plan at no cost and invest a minimum of £20 a month for £2 dealing commission per trade.
  • Buy and sell UK sharesA share is simply a unit of ownership. If you own a share, you own a stake in a particular company. Shares are listed on a stock exchange and the price of all shares will fluctuate throughout the day., exchange traded funds (ETFs)Exchange Traded Funds (ETFs) trade on the stock exchange in a similar way to shares. ETFs are usually designed to replicate an index, sector, commodity or currency and will invest in a range of assets with the aim of closely tracking its performance. and Investment TrustsInvestment trusts are publicly listed companies that invest in shares or assets of other companies. When you buy shares in an investment trust, your money is pooled with other investors and used to purchase a diverse range of shares and assets..
  • No platform charges or annual administration fees.

Did you know?

  • You can rename your account to whatever you like, e.g. ‘Sarah’s university fund’ or ‘Tom’s first car’.
  • Our ShareBuilder is a great way to invest for both regular and new investors.
  • The ShareBuilder has no set-up costs, no exit fees and no annual admin charges.

What charges do I pay?

Our charges are simple and competitive. It’s free to hold all investments in the ShareBuilder and you just pay dealing commission each time you place a trade.

What charges do I pay?

Account admin charge/platform fee


Real-time online trades

£12.50 dealing commission per trade

Scheduled regular investments

£2 dealing commission per trade

This table shows the dealing commission and account charges you'll pay as standard. If you invest in a fund you'll also pay an ongoing charge directly to the fund manager. You may also pay government taxes and levies depending on the investment you choose. For full details please read our Charges page.

Apply for a ShareBuilder

You can open a ShareBuilder in less than 10 minutes. Before you start an application, make sure you’ve reviewed and understand the:

Apply nowfor a sharebuilder

Investments with Halifax Share Dealing Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme. This limit is applied to the aggregated total of any stock or cash held across the following brands which we administer.

This is in addition to any other savings deposits you may hold across Lloyds Banking Group.

Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.