Loans for home improvement
Looking to upgrade your kitchen, beautify your bedrooms or convert your loft? Whatever plans you have a home improvement loan could help to make it happen.
If you hold a Halifax current account, in most cases we’ll tell you how much you can borrow and if you’re likely to be approved when you get your quote. This won’t affect your credit score. You‘re able to apply for a Personal Loan even if you don't bank with us.
3.5% APR representative for loans of £7,500 to £25,000 over 1 to 5 years
Here are a few things to think about before you start ripping those floorboards up
Firstly, plan what home improvements need to be done and how long it will take. Get your project plan together, with a start and end date, check contractor availability, hunt around for competitive quotes and take seasonal influences into consideration.
Work out the cost
Once you have a home improvement plan, you can work out the total cost of the project. Make sure you look at all the costs, and have a back-up plan in case of unexpected expenses or changes. Don’t forget to consider recurring costs for your project.
Does it fit your budget?
Once you know how much you need to borrow, try using our handy Loan Calculator to find out what your monthly repayments could be. If you have a Halifax current account, you can get a personalised quote in just 1 minute through Online Banking.
Lending and rate are subject to status. Available to UK residents aged 18+.
Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.