Green living offers

At Halifax, we reward customers for making sustainable choices. That’s why we like to offer something extra for customers with an energy efficient home, or making eligible energy efficient home improvements. 

£250 cashback for energy efficient homes

If you're buying an energy efficient-home, or if you already have an energy-efficient home and you’re switching your mortgage to us from another lender, you could earn £250 cashback.

To qualify, your home must have a valid Energy Performance Certificate (EPC) with a rating of A or B. Check your home's EPC rating.

  • Available to customers who complete on a qualifying mortgage.
  • Maximum loan to value 95%.

The offer can be withdrawn at any time. Exclusions and conditions apply.

  • Cashback will be paid on mortgage completion via your conveyancer
  • Customers must have a valid EPC showing on the EPC Register or a certificate confirming the property has an A or B performance rating
  • New Build properties currently in development will not have an initial EPC rating, in this instance customers should obtain a Predicted Energy Assessment (PEA) from the builder.
  • Excludes Buy to Let applications.

Whether you're buying your first home, or planning your next move, find the right mortgage with a little help from us.

First time buyer mortgages

Moving home mortgages

Up to £1,000 cashback with Green Living Reward

Up to £1,000 cashback with Green Living Reward

Applied for a mortgage between 1 November 2022 and 30 September 2023, and registered for the reward by 31 October 2023?  

You could claim £1,000 for a heat pump or £500 for other eligible green home improvements if you applied for a qualifying mortgage and register for the Green Living Reward.

Other eligible Home improvements include:

  • loft, wall, and floor insulation
  • replacing single-glazed windows to double or triple-glazed, or installing secondary glazing
  • upgrading or replacing your current boiler to a biomass boiler
  • solar panels to generate your own electricity and/or a battery for storage.

You’ll need to make one or more eligible energy-efficient home improvements to claim the cashback.

Full details of the reward

You could lose your home if you don’t keep up your mortgage repayments

Calculators and tools

We have a range of mortgage calculators to help you:

  • Find out how much you could borrow from Halifax
  • See how much you could save if you make overpayments on your mortgage
  • Get an idea how a change to the Bank of England Base Rate could affect your monthly payments
Use our calculators and tools

Green Living Hub

We've got lots of ways to help you improve the energy efficiency of your home.

Try our Home Energy Saving Tool to create an action plan.

Green living