Guide to funds

Funds are a form of collective investment where professional Fund Managers will pool together investors’ money and invest on their behalf. Since your investment can be spread over a range of different stock markets, sectors and investment types (without you having to buy lots of individual shares), the risk involved may be reduced.

Funds represent medium to long-term investments. While offering lower risk than investing in equities, you may lose some (or all) of your initial investment.


An investment fund can offer you an affordable way to invest in lots of different assets and, in many cases, without the pressure of making your own investment decisions. They make the process of investing a lot simpler for you.

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Share Dealing

With access to over 3,000 funds, we know that it’s difficult to find the one that’s right for you. To give you a head start we have a guide to investing in funds as well as an interactive tool which you can use to search, filter and compare all of our tradable funds.

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Please remember that the value of an investment and the income from it can go down as well as up and you may get back less than you invested. You should make sure you understand the risks of investing before opening an account.

We don't provide advice so if you are in any doubt about making your own investment decisions we recommend you seek advice from a suitably qualified financial adviser.

Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.