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Wealth management
Personal financial advice to give you the opportunities, the life and the future you and your family deserve.
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Past performance data Date
Cautious Portfolio
Balanced Portfolio
Cash
Inflation
Date
31 Aug 2020 to 31 Aug 2021
Cautious Portfolio
9.37%
Balanced Portfolio
16.44%
Cash
0.05%
Inflation
3.20%
Date
31 Aug 2021 to 31 Aug 2022
Cautious Portfolio
-9.43%
Balanced Portfolio
-5.18%
Cash
0.58%
Inflation
9.87%
Date
31 Aug 2022 to 31 Aug 2023
Cautious Portfolio
-0.05%
Balanced Portfolio
1.37%
Cash
3.71%
Inflation
6.66%
Date
31 Aug 2023 to 31 Aug 2024
Cautious Portfolio
9.04%
Balanced Portfolio
11.28%
Cash
5.17%
Inflation
2.22%
Date
31 Aug 2024 to 31 Aug 2025
Cautious Portfolio
6.03%
Balanced Portfolio
8.77%
Cash
4.50%
Inflation
3.79%
Date
31 Oct 2004 to 31 Aug 2025
Cautious Portfolio
132.39%
Balanced Portfolio
218.03%
Cash
47.58%
Inflation
81.25%
Source: FactSet, Schroders Personal Wealth, 31 August 2025. PDPS performance prior to 1 June 2019 reflects the Investment Portfolio Service managed by Lloyds Bank PLC. Returns are net of underlying fund fees and charges and gross of SPW fees. Cash is represented by SONIA Overnight rates; Inflation is represented by the Retail Prices Index (RPI).
These figures refer to the past and the past performance is not a reliable indicator of future results.
How £20,000 invested in Schroders Personal Wealth portfolios in 2004, performed versus cash and inflation
Table to show how £20,000 invested in 2004 performed verus cash and inflation Investment type
Performance by 2025
Investment type
Balanced
Performance by 2025
£63,607
Investment type
Cautious
Performance by 2025
£46,479
Investment type
Inflation
Performance by 2025
£36,250
Investment type
Cash
Performance by 2025
£29,515
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Schroders Personal Wealth is a now a fully owned subsidiary of Lloyds Banking Group and over the coming months, will transition to become Lloyds Wealth.
Learn about our services
Invest in your future
Protect yourself against inflation and explore ways to minimise taxes.
By investing, you can pave the way towards financial growth and stability.
Protect you and your family
Illness, injury or loss of income can impact you and your family.
The right plan can give you peace of mind and give support if the worst should happen.
Plan your retirement
Make future plans and help ensure that you have the financial freedom to enjoy them.
If you’re retired or will be soon, see how we can help make the most of the funds you have.
Pass on your wealth
Pass on your wealth in the way you intend by taking full advantage of the tax opportunities available.
The value of investments and income from them can fall as well as rise and are not guaranteed. The investor might not get back their initial investment. Tax treatment depends on individual circumstances and may change in the future.
Your dream is only a plan away
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Schroders Personal Wealth is a trading name for Scottish Widows Schroder Personal Wealth Limited. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No 11722983. Authorised and regulated by the Financial Conduct Authority.