Pay in cheques with your Mobile Banking app

Deposit cheques wherever you are

You can now deposit your cheques using the 'Deposit Cheque' feature in your Mobile Banking app. It's simple, secure and can save you time.

  • Straightforward - the app takes a photo of the cheque and ‘reads’ the details
  • Quick and Convenient - you can do this from home and the money is usually available the next working day
  • Secure - once accepted, the cheque is processed just like paying it in at a branch

Download the app now to use the Deposit Cheque feature.

How to pay in cheques with your Mobile Banking app

Cheque Deposits Step 1

Step 1

Select the three dots on the account tile for the account you want to pay the cheque into.


Cheque Deposits Step 2

Step 2

Then select ‘Deposit cheque & view deposit history.’ 

Cheque Deposits Step 3

Step 3

Enter the exact value of the cheque. To keep track of where the money is from, or what it's for, you can choose to add a reference.

Cheque Deposits Step 4

Step 4

Tap 'Front of cheque' to take a photo.

Cheque Deposits Step 5

Step 5

If asked, 'allow' access to your camera to take a photo by selecting 'OK'.

Cheque Deposits Step 6

Step 6

Lay the cheque on a flat surface with a dark background. Hold camera level and directly above. When a green border appears, hold still and the app will take the photo.

Cheque Deposits Step 7

Step 7

Tap 'Back of cheque'. Repeat the process for the reverse of the cheque - even if it's blank.

Cheque Deposits Step 8

Step 8

Review the detail and if correct simply tap 'Confirm'.

Cheque Deposits Step 9

Step 9

That's it, you've deposited your cheque. Tap the 'Deposit History' tab to see when the money will be available.


Some important things to bear in mind:

  • Once the cheque is accepted, mark the back of the cheque as 'deposited' until its status reads ‘Funds available’ in ‘Deposit History’ tab. Then destroy the cheque(s) - tearing or shredding are good ways to do this securely.
  • There are limits to the amounts on individual cheques and the total value of cheques you can pay in each day - these will be clearly displayed in the app.
  • We do not charge a fee for using this service. You may incur charges from your network provider, for data usage - especially if you’re doing this out of the UK.
  • The ‘Deposit History’ tab is a good place to view cheques paid in previously.
  • If a cheque is rejected please do not try to pay it in with the app again - the reason for rejection will be shown in ‘Deposit History’.

Pay in a cheque - frequently asked questions

  • It’s a way to pay in cheques using your mobile device. The app uses your device camera to capture an image of the cheque and ‘reads’ the details to pay the money into your account. It’s simple, convenient and secure – and can save you a trip to a branch.

  • You can deposit most types of cheque accepted by UK banks and in pounds. This includes UK Government Payable Orders, postal orders, banker’s drafts and Building Society cheques – but not travellers’ cheques, bank giro credits and various non-standard cheques. If we don’t accept a particular type of cheque, the app will tell you when you try to take the image.

  • Funds will normally be available in your account at the end of the next working day. So, if you deposit a cheque before 10pm on a normal weekday, that’s classed as the first working day. Your money will be available by the end of the following working day.

Want to know more?

View more FAQs 

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