Your opportunities

Here are some simple changes that could give your year a real boost.

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Tomorrow comes today

Saving for something special? It always helps to have a plan, no matter your goals. Discover how fast you could reach them with our savings calculators.

Try out our savings calculator Savings calculator
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Boost your credit score

The higher your credit score, the lower the interest rates you’re likely to be offered.

Our Credit Score tool could help you keep a track of your TransUnion credit score - helping you take control of your finances. 

Credit score guide Credit score guide
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What’s your investment style?

It always helps to find out what kind of investor you are, even if you’ve never invested before.

With our simple quiz you can make sure you’re on the right path.

Capital is at risk.

Boost your skills Borrowing options
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Every penny counts

No matter how small, remember every penny adds up when you start to save. Have a look at our range of savings and ISA accounts to find the right one for you.

Compare savings accounts Compare savings accounts
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Tackle those money myths

It’s never too early to set some long-term goals for future you, so why not have a look at our myth-busting guide. It will help you separate fact from fiction when it comes to financial planning.

Get planning Future planner
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Pay your pension some attention

It's always ideal to budget for life after work. From age 55, you could start accessing your pension savings. Discover your pension possibilities in this handy guide. 

Learn about your pension guide to pensions
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Make the most of your home

From bigger home improvements to small changes, our Green Living Hub could help your home become more sustainable.

Find out how to rate your home's efficiency and take positive steps today.

Green Living Hub Green living hub
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Outsmart fraudsters

Scammers will keep trying to defraud people this year.

Keep a close eye on your account statements – balance and transactions – for unusual activity. Help protect your money by being aware of fake websites and phone, text or email scams.

To find out how to stay safe online and avoid the latest scams, visit our Fraud Hub.

Fraud Hub Fraud hub
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Protect yourself and your loved ones

Life insurance gives you and your family peace of mind that bills could be paid and loved ones taken care of, should that ever be necessary. We also offer options including power of attorney to help meet your needs, or someone that you know, as they change over time.

Discover what options are available to you.

Life Insurance is provided by Scottish Widows.

Life insurance

Managing affairs

Calls and online sessions may be monitored and recorded. Not all Telephone Banking services are available 24 hours a day, 7 days a week.

Scottish Widows Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

This information is correct as of July 2023 and is relevant to Bank of Scotland plc products and services only.