Your opportunities

Here are some simple changes that could give your year a real boost.

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Be ready for life's twists and turns

If you know where your money’s heading, you’ll be better prepared for whatever comes your way. With our budgeting tools and guides, you’ll be spending with confidence.

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Knowledge is power

It’s important to know your credit score. Otherwise, it could get in the way of your money plans.

But don’t worry, we’re here to help you. 

Look closer
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Follow your funds

Skyrocketing costs are no secret. So now’s the perfect time to keep an eye on where your money goes.

Our Spending Insights will show you what you're spending and where.

Track your spending
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It all adds up

Saving for something special? Give our savings calculators a try and see how long it will take to reach your savings plans.

Savings Calculators
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Reach your mortgage goals

Looking to step onto the property ladder? Or perhaps you’d like to make your mortgage a thing of the past. We could help you make it happen.

Mortgage Hub
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Tomorrow starts here

It’s great when a plan comes together, and building a good, solid financial plan will help you achieve the tomorrow you want.

Let's get planning
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Invest in your future

Overwhelmed by investing? Our investment hub has useful tips, insights and ways to make investments work for you.

The value of investments and the income from them can fall as well as rise, and you may get back less than you invest.

Learn about investing
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Outsmart Scammers

Scammers will keep trying to defraud people this year.

Keep a close eye on your account statements – balance and transactions – for unusual activity. Help protect your money by being aware of fake websites and phone, text or email scams.

To find out how to stay safe online and avoid the latest scams, visit our Fraud Hub.

Fraud Hub
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Upload: Your digital roundup

Check out your digital roundup and find out what’s new and improved in our app and Online Banking.

Stay updated

Calls and online sessions may be monitored and recorded. Not all Telephone Banking services are available 24 hours a day, seven days a week.

This information is correct as of December 2023 and is relevant to Bank of Scotland plc products and services only.

Mobile Banking app:

To use our Mobile Banking app you need to have a valid phone number registered to your account. You can either use your Online Banking details to sign in or you can register for the first time in the app. Our app is available to iOS and Android users only and minimum operating systems apply, so check the App Store or Google Play for details. Device registration required. The app doesn't work on jailbroken or rooted devices. Terms and conditions apply. 

Bank accounts help and guidance

Need some help? See our guides, common enquiries and more.

Find the help you need

Bank accounts help and guidance

Need some help? See our guides, common enquiries and more.

Find the help you need