Why should I check my eligibility?

Find the credit card for you

We'll show you the credit cards you're eligible to apply for.

If you make three or less withdrawals, you’ll get paid the higher rate of interest for the whole term. If you make 4 or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year.

If you make 3 or less withdrawals within the 12 month term, you’ll get paid the higher rate of interest for the whole term. If you make 4 or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year.

Get your estimated credit limit

See how much credit you might get before you apply.

Protect your credit score

This check doesn't affect your credit score and there's no obligation to apply.

Let's break it down

Who it's for

You can apply for a credit card if you:

  • are a UK resident aged 18 or over
  • have a regular income
  • don't have a history of bad credit, such as bankruptcy, Individual Voluntary Arrangement (IVA) or County Court Judgments (CCJs)
  • haven't been declined for a Halifax credit card in the last 30 days.

Information about you

We'll ask you for:

  • your addresses for the last 3 years
  • the account number and sort code of your main current account
  • your annual income and employment status
  • details of other spending commitments.

Check if you're eligible
 

 

Already with Halifax

Scan the QR code to get the app.

You must be registered for online banking to apply in the app.

Once you're in, select Apply then Credit cards.

 



Check online

Check your eligibility for a credit card and get an estimated credit limit. This won't impact your credit score, and there's no obligation to apply.
 

Check your eligibility

Already with Halifax

You must be registered for online banking to apply in the app.

Once you're in, select Apply then Credit cards.

Get the app

Check online

Check your eligibility for a credit card and get an estimated credit limit. This won't impact your credit score, and there's no obligation to apply.

Check your eligibility

Let’s take a closer look

  • Yes. We do a soft search, which shows you the Halifax credit cards you can apply for. This soft search doesn't affect your credit score and doesn't show to other lenders on your credit file.

  • We’ll show you which Halifax credit cards you can apply for, and what credit limit you might get. 

    You can then make a full credit card application. We’ll use the information you’ve already given, so you don’t have to tell us again. If you submit a full credit application, we’ll then complete a hard credit check. This will be noted on your credit file and may impact your credit score.

    The application process is secure. Our privacy notice tells how we use and store your information. 

    To keep your details safe, we’ll clear the form after a period of inactivity.

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Help and guidance

Whether you’re new to credit cards or you’re an existing customer we are here to help. 

Help and guidance

Credit card interest calculator

Work out how much interest you may pay on a credit card balance.

Interest calculator

Credit cards

Check eligibility, compare Halifax credit cards, manage your account, and get support online.

Explore credit cards

Credit cards

Check eligibility, compare Halifax credit cards, manage your account, and get support online.

Explore credit cards