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Financial planning

From short-term savings habits, to long-term planning, we want to help you get to grips with your financial goals. Start building the future you want.

What is financial planning?

Put simply, financial planning is the process of looking at your finances, deciding what your financial goal is and setting out a plan to help get you there.

You may need to decide how much financial risk you’re willing to take. You may also need to consider your future financial position. But all this means is that your plan will be unique to you and will change as your financial situation changes.

Plan with confidence at any stage of life

It’s never too early, or too late, to plan for your future.

Just starting out

Whether you are moving home or wanting to see the world, it’s good to have a plan. We’ve got tips and guidance to help you achieve your financial goals.

Start planning

Managing your financial plan

Find the right balance between what’s important now and how you can plan for the future.

Managing your plan

Planning for later life

It’s never too early to plan for your later life years. We have information to help you with your pension, your property, your investments and plan what you want to leave behind.

Later life planning

Talk to a financial planning expert

Lloyds Wealth can help you meet your long-term goals. You’ll be matched to a specialist adviser suited to your individual needs. They’ll talk to you about your goals and concerns, such as investing for the future, retirement, inheritance tax and estate planning, to create your free personalised financial plan.

For a free initial consultation with Lloyds Wealth, you should currently have, or have in the next few months, at least:

  • £100,000 in sole annual income

Or

  • At least £100,000 across sole or joint savings, investments or in your personal pensions in total.

Fees and charges will apply if you take out a product or service.


Manage your wealth with Lloyds Wealth

Book an appointment

Schroders personal wealth

Talk to a financial planning expert

Lloyds Wealth can help you meet your long-term goals. You’ll be matched to a specialist adviser suited to your individual needs. They’ll talk to you about your goals and concerns, such as investing for the future, retirement, inheritance tax and estate planning, to create your free personalised financial plan.

For a free initial consultation with Lloyds Wealth, you should currently have, or have in the next few months, at least:

  • £100,000 in sole annual income

Or

  • At least £100,000 across sole or joint savings, investments or in your personal pensions in total.

Fees and charges will apply if you take out a product or service.


Manage your wealth with Lloyds Wealth

Book an appointment

Schroders personal wealth

Turn your plans into reality

The plan my future space in the app is a dedicated area where you can set your financial plans in motion and get on top of your future.

 

Your future starts here

Turn your vision into action and start building your financial plan within the app.

  • Create a plan for your goals and track your progress.
  • Access key digital planning tools in one curated toolkit.
  • Qualifying customers can book a video call with one of our advisers to support you with your goals.
  • Access speed reads to grow your financial planning knowledge.

It's simple in the app

Scan the QR code to download the app.

You must be registered for online banking to use the app.

Once you're in, select the 'summary' tab, then 'plan my future'.

It's simple in the app

Once you're in, select the 'summary' tab, then 'plan my future'.

You must be registered for online banking to use the app.

Get set up now

Mobile banking app

Join our 8 million app users.

  • Simple and secure login.
  • Stay up to date with notifications.
  • Chat to us online.

Download app

Important legal information

Lloyds Wealth is a trading name of Lloyds Wealth Management Limited.