Get tax year ready

Tax year end, it could be a great time to put your money to work.

Smart moves for big plans

Your tax efficient allowances reset each year, so tax year end is a great moment to top up, start investing, or rethink your goals.

Why act now?

The earlier you start the more time you have to make the most of the current tax year before the new one starts. Every tax year gives new opportunity to:

  • make the most of your allowances
  • potentially reduce the amount of tax you pay
  • give your long-term goals a boost.
 

Changes to tax and allowances

The Autumn Budget announcement had some upcoming changes that could impact you:

  • Rising dividend tax from April 2026.
  • Higher tax on savings from April 2027.
  • Cash ISA allowances reducing from April 2027 for under 65s.

The government wants more people to think about investing for the long term. Staying informed can help you make decisions that work for your future.

Autumn Budget

Get moving with Halifax

Whether you’re new to investing or already building your future, we’re here to help you find what works for you.

Tax year planning on the go

All the essentials to help you make the most of this tax year in the app.

Invest your way

Whatever your experience level. Whether you want a helping hand from experts or prefer to pick your own investments.

Explore your options

Do it yourself ISA

Take control of how you invest tax efficiently. With thousands of investment options including funds, shares and more.

Account admin fee:

  • £36 a year (equivalent to £3 a month).

Investment and trading costs:

  • £9.50 for UK trades  
  • free regular investments and international trading - fx rates apply.
Stocks and Shares ISA

Do it for me ISA

Prefer a hands-off approach? Choose from expert managed options designed to help your money grow over the long term.

Account admin fee:

  • £3 a month

Investment and trading costs:

  • ongoing fund charges of 0.1%.
  • fund transaction costs also apply.
Ready-Made Investments

Planning further ahead?

Pensions can also be a tax efficient way to save for your future. With our pension options you can choose how involved you want to be.

Pensions

Investing for longer increases the likelihood of positive returns. Over a period of 5 years or more, investments usually give you a higher return compared to cash savings. But investments can go down as well as up in value, so you could get back less than you put in.

Tools and support

Need a bit more confidence before you begin? We’ve got easy to-understand guides to help you get started.

ISAs

Compare our range to find the ISA that best suits your needs.

Our range of ISAs

Managing your ISA

Make the most out of investing in an ISA this tax year.

ISA support

ISA and tax rules

Find out what allowances you have and how tax can apply.

Tax on investments

Tax efficient investing

Whatever your saving goal, investing tax efficiently will help you keep more of your returns.

Invest tax efficiently

Boost your skills

Choose from a range of focused articles. Gain a good understanding of the basics, all the way to tips for experienced investors.

Boost your skills

Get set up on our app

 

Mobile banking app

Join our 8 million app users.

  • Simple and secure login.
  • Stay up to date with notifications.
  • Chat to us online.

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Online banking

Log in to view or manage your accounts on our website.

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Important legal information

Halifax Share Dealing Limited. Registered in England and Wales no. 3195646. Registered Office: Trinity Road, Halifax, West Yorkshire, HX1 2RG. Authorised and regulated by the Financial Conduct Authority under registration number 183332. A Member of the London Stock Exchange and an HM Revenue & Customs Approved ISA Manager.

Start Investing

See how we could make your money work harder with our investment accounts.

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Start Investing

See how we could make your money work harder with our investment accounts.

Our accounts