Solar panels for your home

Unlock solar energy to boost efficiency and cut electricity costs, with partner discounts and cashback to start your solar journey.

 

Our latest solar panel offer

We’ve teamed up with Effective Home, one of the leading installers of solar panels and batteries, to make getting solar easier.

What’s included:

  • Free consultation and personalised quote.
  • £750 discount for all Halifax customers.
  • Installation from £3,310 – including the £750 discount.
  • £1,000 cashback for eligible mortgage customers with our Green Living Reward.
Get quote from Effective Home
  • Halifax aren’t responsible for the improvements carried out by the supplier you pick. Halifax doesn't guarantee the supplier's work quality by releasing the funds. It’s up to you to make sure you’re happy with any improvements carried out. Halifax can't guarantee the work costs, potential savings or effect on your EPC rating. You’re responsible for making your own decision.

    You agree Halifax might contact you with reminders about this reward and for research purposes.

    Halifax reserve the right to change or withdraw the reward at any time.

Start your journey with Effective Home

How it works

Ready to start and claim your discount? Just follow these simple steps.

Get a quote

Request a quote from Effective Home through our website. Just share a few property details, and they’ll contact you at your convenience.

Get quote from Effective Home

Free home survey

Effective Home will carry out a free home survey and give a quote, including estimated savings.

Get your £750 discount

Effective Home automatically apply the £750 discount to your quote when you register through our website.

Halifax normally receive a 6% commission from Effective Home for successful referrals, but this won’t affect the price you pay. Your quote document will list any commission values.

Green Living Reward offer

Halifax mortgage customers could get £1,000 with our Green Living Reward.

£1,000 cashback offer for solar panels

Receive £1,000 cashback when installing solar panels or a battery with any accredited installer. Once your installation is complete, simply submit a claim to get your cashback.

If you use our recommended installer, Effective Home, and register through our website, you’ll also get the £750 discount offer. This could bring your total savings to £1,750.

All customers eligible for the Green Living Reward cashback can get a free Energy Performance Certificate once your installation is complete.

Sign up to view details of the Green Living Reward offer, check if you qualify and upload your invoice through your Green Living journey.

Green Living Reward
  • To qualify for the Green Living Reward, which we'll refer to as the reward, you must:

    • have received a mortgage illustration as part of the full mortgage application process after the 31 July 2024
    • complete an eligible home improvement within 1 year of completing your Halifax mortgage, additional borrowing or new deal
    • be a residential customer only, the offer excludes buy-to-let applications
    • have a Halifax or Bank of Scotland current account
    • upload your invoice to your Green Living Reward and send your claim. This invoice must show the following:
      • The name and address where the work was carried out.
      • The invoice number and date.
      • Description of the home improvement.
      • The type of work and the date you completed it.
      • The mortgage account number/roll number. This can be found on your mortgage application and in your online banking account.

    Qualifying mortgage customers can only receive 1 reward per mortgage product.

    UK wide including Northern Ireland.

    To redeem the free Energy Performance Certificate (EPC) offer, you must:

    • receive a successful claim confirmation in your Green Living journey
    • schedule an EPC assessment directly with our selected supplier in your Green Living journey.

    You have 3 months after a successful claim to schedule the assessment, plus an extra month for the assessment to take place.

    You need to carry out the EPC assessment on the property where you claimed your Green Living Reward.

You could lose your home if you don’t keep up your mortgage repayments

Why choose Effective Home?

 
  • Over 15 years’ experience of installing solar panels and batteries.
  • Rated ‘Excellent’ on Trustpilot.
  • 25-year warranty for solar panels.
  • Accredited by the Microgeneration Certification Scheme (MCS).
Get quote from Effective Home
 

Why choose Effective Home?

  • Over 15 years’ experience of installing solar panels and batteries.
  • Rated ‘Excellent’ on Trustpilot.
  • 25-year warranty for solar panels.
  • Accredited by the Microgeneration Certification Scheme (MCS).
Get quote from Effective Home

The benefits of solar power

Boost your energy performance

A good Energy Performance Certificate (EPC) rating could improve your property’s value.

Cut your electricity bills

Sunlight is free. So, after the cost of the installation, you could see your energy bills reduce.

Help improve energy efficiency

A typical solar installation could save around 1 tonne of carbon per year.

Source: Energy Saving Trust

Sell energy to the grid

Export the electricity you don’t use and get paid for it. The Smart Export Guarantee lets you sell extra electricity to the grid.

Graham's solar installation

 

Graham tells us about his experience installing solar panels and claiming his Green Living Reward.

Disclaimer: Any views expressed in these videos are the customers’ own, not those of Halifax.

All cashback values were right at the time of filming and might not match current values. Customers in these videos used their own installers.

Watch now đŸ•‘ 2 min 42 secs.

 

How much do solar panels cost?

The cost of your installation will depend on the number of panels you choose to install and whether you include a home battery in your system.

The standard price of an 8-panel system with a battery at Effective Home is around £8,500, including installation.

You could claim a discount if you use our trusted installation partner Effective Home and if you’re an eligible Halifax mortgage customer you could also claim £1,000 cashback on your solar panels or battery with the Green Living Reward.

Remember the maintenance

You can expect your solar panels to last at least 25 years. This makes them a great way to save energy in the long-term.

Keep in mind that if you have a solar inverter, you need to replace this after around 12 years.

Source: Energy Saving Trust

Are they right for my home?

Solar panels will work for most homes.

It's the direction, angle and size of your roof that will affect how much energy you’ll capture.

  • South-facing roofs, without too much shade from trees or buildings, will capture the most energy.
  • Solar panel systems facing east or west tend to capture 15 to 20% less energy than a south-facing system.
  • The more panels the better. A 10 to 20m2 roof could deliver up to 45% of an average household’s electricity.

Read more about how solar panels work on the Energy Saving Trusts website.

Let’s take a closer look

  • They work by converting the energy from the sun into power. Stronger sunshine generates more electricity, but it still works on cloudy days.

    • When sunlight hits the solar panels, the surface releases electrons. These generate an electric charge.
    • This electric charge makes a direct current (DC). The wiring in the solar panels captures this.
    • An inverter converts direct current (DC) into alternating current (AC). This is what the electrical grid uses.
    • AC being the type of electrical current used when you plug appliances into normal wall sockets.

    Read more about how solar panels work on the Energy Saving Trusts website.

  • To qualify you’ll need to apply for a new Halifax mortgage, additional borrowing or be switching to a new deal. You must also have a Halifax or Bank of Scotland current account at the point of the claim.

    You’ll then need to have the solar panels fitted within 1 year of completing your Halifax mortgage, additional borrowing or new deal.

    Finally, you’ll need to upload your invoice to your Green Living journey and submit your claim.

  • All Halifax banking, borrowing, mortgage, savings, investment and insurance customers are eligible for £750 off their Effective Home solar panel quote. To get the discount, you need to register through our website.

  • Contact Effective Home if they installed them for you. If you used a different company, get in touch with them directly.

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