Fixed term maturity instructions

Reinvest your balance, add or withdraw funds, or close your account.

If your fixed term account is about to mature, you can provide your maturity instructions online, by phone or in one of our branches with a counter. We will send you a maturity pack before your maturity date containing all the information you will need about the options available to you.

The rates below are guaranteed up to your maturity date if there are 28 days or less until your fixed term account matures. You'll need to provide your instructions to reinvest your existing balance before the maturity date.
If you’d like to add some more money to your account, you can. We can’t guarantee the same rate for any additional deposits, but if the same rate doesn’t apply we’ll let you know.
If your account matures on a Friday, weekend or bank holiday, you won't see your requested changes in Online Banking until the next working day.
Once your request is complete, we’ll send you a letter confirming the term and interest rate on your new account.

Sign into Online Banking for a choice about what to do when your funds mature. You have the option to reinvest your balance and any interest it has earned, add or withdraw funds, or close your account. You can only do this if there are 28 days or less until your account matures.

Sign in to provide your instructions

Not registered for Online Banking?

Register now to provide your instructions straight away if your account is due to mature in the next 28 days.

Alternatively, you can call us on 0345 726 3646 (Lines are open 8am – 8pm, seven days a week) or visit your local branch with a counter. If you lose your maturity pack you can still provide your instructions by phone, online or in one of our branches with a counter.
Not all Telephone Banking services are available 24 hours a day, seven days a week.

Fixed term maturity instructions
Account name	Benefits & features	Interest rate
Account name Fixed Saver Account conditions (PDF, 346 KB)	Benefits & features Fixed interest rate gives you peace of mind Access in branch, by phone and online. Monthly interest available so you can use your savings to supplement your income Bear in mind The minimum opening deposit is £500 No additional deposits or withdrawals allowed You can close the account early but for the one year term account you’ll be charged the equivalent of 90 days’ gross interest. For the two year term account you’ll be charged the equivalent of 180 days’ gross interest. For the five year term account you’ll be charged the equivalent of 365 days’ gross interest. This means you may get back less than you put in. Must fund the account within 10 days of account opening date	Interest rate 4.60% AER/gross interest for the 1 year term. 4.50% AER/gross interest for the 2 year term. An extra 0.10% AER/gross for the one year term or 0.05% AER/gross for the two year term will be added if you already hold a Halifax Personal Current Account that has been open for a minimum of 40 days. 4.00% AER/gross interest for the 5 year term.

If your account has already matured and you have not yet reinvested your funds, you can open a new fixed term savings account and transfer your matured funds to it, or you can renew it into one of our easy access savings accounts.

For a definition of AER, gross and other terms, view our savings glossary.