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Take a look at our list of frequently asked questions for customers saving outside the UK.
No, however Lloyds Banking Group offers international banking services, including a range of savings products, to overseas customers through Lloyds Bank Corporate Markets plc.
This company is not required to be authorised under the Financial Services and Markets Act 2000 of the United Kingdom and therefore is not subject to the rules and regulations of the Financial Services Compensation Scheme made under that Act for the protection of depositors and investors.
These products and services are available in many countries but not all, due to legal or regulatory constraints, and are also subject to other eligibility criteria. For more information, visit Lloyds Bank International Banking.Back to top
People who reside abroad (including the Isle of Man and the Channel Islands) are regarded as non-UK residents.Back to top
No. Crown Employees, e.g. British Armed Forces and UK Public Officials posted abroad, are defined as living in the UK.Back to top
Whilst we value the relationships we’ve built, we’ve made a strategic decision to focus our attention and resources mainly in the UK and to reduce the number of countries in which we operate. Among the considerations for that strategic decision are the varied legal and regulatory requirements that apply in each overseas jurisdiction.Back to top
No. By changing to another product you’d be taking out a new savings account. We only offer new savings accounts to UK residents. Early closure of your fixed term account may result in loss of interest in line with the conditions of your account.Back to top
As this falls outside our policy for customers living outside the UK, we’ll close the account and return any balance to you by sterling cheque.Back to top
When your savings account matures, you cannot renew your existing account. You can continue to save in the post-maturity product or move the money to another account that you already have with us.
Before your account matures you’ll receive a maturity notification letter which will outline your options.Back to top
No. By changing to another product you would be taking out a new savings account. We only offer new savings accounts to UK residents.Back to top
Yes. In line with any conditions that apply.Back to top
Deposits are not permitted to Fixed Term Deposits and ISAs but are permitted for all other savings accounts (including Junior ISAs). All deposits are subject to the account conditions.Back to top
Yes, if you have a variable cash ISA you can make transfers to another current or savings account held with us as long as that is allowed by the conditions of the account.Back to top
The impacts for children’s savings accounts are the same as for any other, with the exception of the Junior ISA account where an adult ISA may be opened when the child turns 18.Back to top
Living outside the UK affects the way you can use your savings account. If you’ve opened a new savings account, transferred any existing savings accounts/term deposits to a new savings account, or changed the existing term or amount invested (other than by interest accrued) of a fixed term deposit at maturity, your account will have been closed and any balance returned to you by sterling cheque. A confirmation letter will have been sent to your primary address. If you’ve not received the letter and need to get in touch, please call us.Back to top
Only new savings accounts will be closed.Back to top
You’ll continue to receive all correspondence (e.g. statements, notification letters, interest certificates, and cards), provided your overseas address is registered as your primary address with us.Back to top
If you need to update your details you can write to us, complete the online change of address form (PDF, 56.6 KB) and post it to Halifax, PO Box 548, Leeds, LS1 1WU, call us on +44 (0) 113 242 2005 (Mon-Fri 8am-8pm, Sat 8am-6pm, Sun 9am-5pm – UK local time), or call into one of our branches if you’re back in the UK; we recommend you book an appointment.Back to top