ISAs are a tax-efficient way to save or invest your money. They make a great starting point for any savings or investment plan. This is because any interest or investment returns you make on your money – if it’s saved in an ISA - will not be taxed.
Each tax year the government sets a new limit on the amount of money you can put aside into an ISA. Tax rules may change in the future and any benefits to you depend on your individual circumstances.
Our Investment and Stocks & Shares ISAs have the potential to provide better returns than a savings account, but there is an element of risk involved. The links below provide details of our Investment and Stocks and Shares ISAs.
Our Investment ISA aims to help you grow your money. We have three funds to choose from (Managed Growth Fund 2, 4 and 6) depending on how much risk you want to take, and what returns you wish to get back.
With our Stocks and Shares ISA you can choose to invest your money in a wide range of ISA qualifying stocks and shares from both the UK and on six international markets. You can also invest in funds, bonds, gilts and more - our Stocks and Shares ISA is self-select so you decide exactly what you want to invest in.
Please remember that the value of an investment and the income from it can go down as well as up and you may get back less than you invested. You should make sure you understand the risks of investing before opening an account.
We don't provide advice so if you are in any doubt about making your own investment decisions we recommend you seek advice from a suitably qualified financial adviser.
Tax treatment depends on individual circumstances and is subject to change.