The Halifax brand is changing to Lloyds

Learn about the brand change  and how it affects Halifax credit cards.

 

Bank on Lloyds for your next credit card

Halifax and Lloyds are part of the same family of brands. You’ll find a wide range of credit cards with the same great service from the people you know and trust.

Lloyds credit cards

If you still use the Halifax app you can continue to apply for this Halifax credit card.

Why should I check my eligibility?

Find the credit card for you

We'll show you the credit cards you're eligible to apply for.

If you make three or less withdrawals, you’ll get paid the higher rate of interest for the whole term. If you make 4 or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year.

If you make 3 or less withdrawals within the 12 month term, you’ll get paid the higher rate of interest for the whole term. If you make 4 or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year.

Get your estimated credit limit

See how much credit you might get before you apply.

Protect your credit score

This check doesn't affect your credit score and there's no obligation to apply.

Let's break it down

Who it's for

You can apply for a credit card if you:

  • are a UK resident aged 18 or over
  • have a regular income
  • don't have a history of bad credit, such as bankruptcy, Individual Voluntary Arrangement (IVA) or County Court Judgments (CCJs)
  • haven't been declined for a Halifax credit card in the last 30 days.

Information about you

We'll ask you for:

  • your addresses for the last 3 years
  • the account number and sort code of your main current account
  • your annual income and employment status
  • details of other spending commitments.

If you're using the Halifax app​

Check if you're eligible
 

 

Use the app

Scan the QR code to get the app.

You must be registered for online banking to apply in the app.

Once you're in, select Apply then Credit cards.

 

Use the app

You must be registered for online banking to apply in the app.

Once you're in, select Apply then Credit cards.

Get the app

If you're using the Lloyds app - head to Lloyds for your next credit card.

Let’s take a closer look

  • Yes. We do a soft search, which shows you the Halifax credit cards you can apply for. This soft search doesn't affect your credit score and doesn't show to other lenders on your credit file.

  • We’ll show you which Halifax credit cards you can apply for, and what credit limit you might get. 

    You can then make a full credit card application. We’ll use the information you’ve already given, so you don’t have to tell us again. If you submit a full credit application, we’ll then complete a hard credit check. This will be noted on your credit file and may impact your credit score.

    The application process is secure. Our privacy notice tells how we use and store your information. 

    To keep your details safe, we’ll clear the form after a period of inactivity.

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Help and guidance

Whether you’re new to credit cards or you’re an existing customer we are here to help. 

Help and guidance

Credit card interest calculator

Work out how much interest you may pay on a credit card balance.

Interest calculator

Credit cards

Find and apply for the right credit card with a little help from us. 

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Credit cards

Find and apply for the right credit card with a little help from us. 

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