Whether your business is taking its first steps, or all grown up, you can tailor your policy to fit your needs. You’ll get advice from insurance specialists who’ll compare quotes for you. You’ll get the right cover at the right price, knowing that should the worst happen, you’re protected.
We work with Arthur J. Gallagher Insurance Brokers Limited, who will search a panel of insurers to get you a quote.
Who needs business insurance?
As a business owner, it’s sometimes difficult to understand what insurance you need, and how much of it to buy to make sure your livelihood is protected. Whether you’re a small, home-based eBayer, or run a building company with several employees, there’s a range of covers available to make sure you’re trading responsibly. Almost all businesses need some form of insurance, and if yours doesn’t, then at least you can be confident that you’ve checked you’re not putting your business at risk.
You can get £25 cashback if you buy a policy and hold it for 30 days. A £50 minimum premium and conditions apply.
Accidents can, and do, happen even to the most cautious of businesses. Make sure you’re protected should a client or member of the public injure themselves or damage their property due to your business.
From builders to bakers and gardeners to gas fitters, liability insurance protects your customers, your employees and the tools of your trade.
If you give advice or offer a professional service, you may need professional indemnity insurance. This insurance protects you against the costs involved with giving wrong, negligent or misleading advice. Even if the mistake was not yours, it can be costly to defend these claims.
So if you’re a business, marketing or IT consultant get the advice you need to protect you and your business.
As a responsible business owner you are required by law to have cover in place in case your employees get injured on the job as a result of you being negligent as an employer, and then seek compensation.
Tools are an important part of any small business so make sure you’re able to continue trading if yours were lost, stolen or damaged.
Provides peace of mind that goods you manufacture or sell are covered should someone claim against you for negligence having suffered an incident or injury as a result of a product obtained from you.
This additional cover can help to recover lost revenue or profit if you need to claim for property damage on your main policy and the incident temporarily stops you from trading.
Covers the cost of repairing or rebuilding your business premises.
Contents insurance covers the cost of repairing or replacing your business’ equipment, furniture and more, if it’s damaged or stolen.
Goods in transit
Cover for loss or damage to stock/goods whilst in transit, minimising the financial impact this could have on your business.
Damaged or stolen stock could have a massive impact on your business and its ability to trade. Stock protection offers invaluable cover if your stock is damaged, lost or stolen.
£25 cashback offer conditions
It only takes a few minutes to get a quote, just call 01384 862645 for advice and support from insurance specialists who will help you get the cover you need. Don’t forget, you can also get £25 cashback if you buy a policy and hold it for 30 days. A £50 minimum premium and conditions apply.
Lines are open Monday to Friday 9am-5pm.
Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
Halifax is a division of Bank of Scotland plc, and is an introducer to Arthur J. Gallagher Insurance Brokers Limited who arrange and administer Halifax Business Insurance Services and source products from a panel of insurers.
Bank of Scotland plc, registered in Scotland No. SC327000, Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 169628.