Public Liability Insurance for Tradesmen & Self Employed
Keep your business safe and protected
Accidents can happen for the most cautious of businesses. Make sure you’re protected if a customer or member of the public are injured due to your business.
If an accident happens, it could be your business that has to pay compensation.
Public liability can cover the cost of compensation and legal fees resulting from injury or property damage where your business is at fault.
Insurance Solutions from Gallagher
Common public liability claims are as a result of:
- Property damage resulting from your work.
- Someone tripping, slipping or otherwise injuring him/herself in your work area.
- Something being dropped resulting in injury to a customer or damage to a customer’s property.
- Someone from your business accidentally spilling a drink over a client’s computer.
Who needs Public Liability Insurance?
Any business that has clients to its premises or involves work on a customer’s site could need public liability insurance.
Some potential customers may ask to see your insurance documents before they let you work with them.
Here are a few examples of trades that usually need liability insurance:
Some customers may ask to see your insurance documents before they let you work with them. With Halifax Public Liability insurance you can get instant cover and proof of your insurance is emailed to you straight away.
Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.