Halifax Car Insurance is arranged and administered by BISL Limited, and underwritten by a panel of insurers.
And if you take out a comprehensive policy, you’ll also enjoy these extra benefits:
Take a look at the policy wording (PDF) for full details of what’s covered and what’s not. Terms, conditions and exclusions apply to all benefits. Full details can be found in the policy documents.
10% off our standard cover in the first year when you sign in to Online Banking to get a quote and buy your policy. The discount is automatically applied to your premium and excludes optional extras.
Motor Legal Protection is administered by ACM ULR Limited. The legal expenses element is underwritten by AmTrust Europe Limited. The replacement vehicle cover is underwritten by UK General Insurance Limited, on behalf of Great Lakes Insurance SE.
Did you know that as the driver, both you and your passengers could be left out of pocket following an accident? Our enhanced Motor Legal Protection is 5* Defaqto rated and is here to support you. The 24/7 legal helpline means there’s always someone at the other end of the phone to offer assistance.
If the accident wasn’t your fault our Motor Legal Protection policy provides cover for up to £100,000 of legal expenses to help with;
You will also receive motor prosecution defence cover if you are facing suspension or disqualification of your driving licence. You will receive up to £20,000 of legal expenses to help with your case, as long as there is a reasonable chance of avoiding suspension or disqualification. This cover doesn’t include any fines, penalties or charges relating to alcohol or drugs.
This cover only costs £30.99 per year.
Terms, conditions and exclusions apply. Please refer to the Motor Legal Protection policy (PDF) for details of what is and isn’t covered.
Provided by RAC Motoring Services
The cover ranges from basic roadside assistance for £43.99 per year right up to more extensive options that also provide cover at home – and even for breakdowns in Europe.
Conditions and exclusions apply, see the RAC Breakdown Cover policy (PDF).
Underwritten by Ageas Insurance Limited
Add Keycare cover for £9.49 and you'll get the following benefits if you lose your keys:
Terms, conditions and exclusions apply
No Claims Discount Protection is provided and administered by BISL Ltd.
No Claims Discount (NCD) is a discount applied to your Car Insurance premium for the number of years in which you haven’t made a claim to your policy. For each year you’re insured without making a claim you’ll earn another year’s NCD, up to a maximum of nine years (minimum premiums apply). To find out your number of NCD years, please look on your latest renewal invitation from your Car Insurance provider.
If you have 4 or more years NCD you may be able to protect the number of years discount you have accumulated for an additional cost by purchasing No Claims Discount Protection. With NCD Protection, you are able to make two fault claims within a three year period without it reducing the NCD applied to your policy premium.
If selected, the cost of No Claims Discount Protection will be calculated as a percentage of the insurance policy premium. The stand-alone price for this additional option will be displayed on your price presentation page.
No Claims Discount Protection:
As an added extra, all our policies come with access to our Halifax Car Extras site, where you can claim a lovely, free quarterly offer and an excellent range of leisure, motor and travel discounts.
These great deals change every quarter. offers you could get if you insure your car with us. Terms and conditions apply.