Personal Loan.

    Online Loan

    If you're thinking about buying a new car, doing a spot of DIY or tidying up your borrowing - it may be possible with our Personal Loan.

    Apply now

    Great reasons to choose a Halifax loan.

    • You can apply for up to £25,000
    • Complete your application online
    • We’ll give you an instant decision

    Bear in mind:

    • No charge if you make additional payments
    • If you make an early settlement we will charge you up to 58 days’ interest
    • Make fixed monthly repayments by direct debit until your loan is repaid.

    Lending and rate are subject to status.

    You can apply if:

    • you're a UK resident (excluding the Channel Islands and the Isle of Man)
    • you've not been declined for credit in the last month or have a history of bad credit
    • you're aged 18 or over
    • you're not in full time education
    • you're in paid employment or have a regular income.


    Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ.