Your Credit Score
Thinking about applying for credit? Check Your Credit Score for free, with no impact on your credit file.
No current account with us? No problem
You can still apply for a loan with us. Start by using our eligibility checker to tell us about you. It only takes a few minutes and there's no effect on your credit score.
Check if you're eligible to apply.
- Answer a few questions and find out if you're pre-approved.
- If pre-approved, you'll get a personalised rate in minutes.
It doesn't affect your credit score.
Personal loan eligibility checker
What do we need to know about you?To help us get to know you a bit better, here's a few things we'll need from you: your personal and contact details, details about your money coming in and going out and your employment details. Don't worry, as long as nothing's changed, there's no need to type these details again if you go on to apply.
Representative example
You could borrow £10,000 over 48 months with 48 monthly repayments of £236.73. Total amount repayable will be £11,363.04 Representative 6.6% APR, Annual interest rate (fixed) 6.41%.
This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other terms and loan amounts are available at different rates. If you qualify for a loan we’ll tell you the rate that applies when you get your personalised quote. The maximum APR you could be offered is 29.9% APR.
What happens now
Check your eligibility
It only takes minutes to complete our eligibility checker. With it you get:
- to see if you're pre-approved for a loan.
- your personal quote.
What do we need to know about you?To help us get to know you a bit better, here's a few things we'll need from you: your personal and contact details, details about your money coming in and going out and your employment details. Don't worry, as long as nothing's changed, there's no need to type these details again if you go on to apply.
Get a quick decision
Go on to apply and you'll get an instant decision.
Get the money in your bank
If you’re approved for a loan, you should have the money in your account within 2 hours. Sometimes it may take a bit longer - but no more than 3 working days.
Ready to check your eligibility?
If you’ve done your sums and are sure a personal loan is right for you, if you're pre-approved, we’ll give you a personalised rate in minutes.
I'm ready to check eligibility
What do we need to know about you?To help us get to know you a bit better, here's a few things we'll need from you: your personal and contact details, details about your money coming in and going out and your employment details. Don't worry, as long as nothing's changed, there's no need to type these details again if you go on to apply.
Loans are provided by Halifax.