Remortgaging help

couple smiling at each other in their home

Already got a mortgage but looking for a new deal? Remortgaging might be the answer.

Remortgaging is where you get a new mortgage deal with a new lender. You’ll still live in the exact same house, but you’ll pay a different bank or building society every month.

There’s plenty to think about before you take the plunge. You’ll need to know about applying, fees and early repayment charges. Find out more about remortgaging here. 

What is remortgaging?

Find out how remortgaging works and what you’ll need to do here. 


Why remortgage?

Find out about all the benefits of remortgaging your home, from when is the best time to do it to the costs you can expect to pay.

Remortgaging benefits

How much does it cost to remortgage?

Find out the costs and fees to be aware of when you remortgage to a new lender.

Remortgage costs

How long does it take to remortgage?

Learn about how long a remortgage takes, to the best time to do it and key information about the process.

Remortgaging information

Types of Mortgages

Find out more about the different mortgage types on the market and how they work here.

Mortgage Types

Mortgage Essentials

If you'd like a refresher on the mortgage process you'll find everything you need to know here.

Mortgage Essentials

Remortgaging to Halifax

Want to remortgage with us? Find out what you’ll need to do here.  

Remortgage with Halifax

Free Remortgage Events

Are you looking to move your mortgage from another lender? We know people remortgage to reduce their monthly payments or to release funds for home improvements.

Our helpful advisers talk you through why remortgaging might be right for you, and how to go about it:

  • The four simple steps to remortgage
  • Reasons why you might want to remortgage
  • Understanding variable rates
  • How insurance protects your home, family, and contents.

See our next events

You could lose your home if you don’t keep up your mortgage repayments

Calculators and tools

We have a range of mortgage calculators to help you:

  • Find out how much you could borrow from Halifax
  • See how much you could save if you make overpayments on your mortgage
  • Get an idea how a change to the Bank of England Base Rate could affect your monthly payments
Use our calculators and tools

Speak to someone

You can talk to us over the phone or use our mortgage video service from the comfort of your own home.

Contact us