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Generally, it takes around four to eight weeks to remortgage.
This is the typical time it takes after the date you apply but it isn’t always guaranteed. If you have delays along the way, this can change the time frame and make it take longer.
The remortgaging process follows a number of steps. It’s similar to when you took out your first mortgage.
Knowing how to remortgage your home quickly can speed up the process. While there is no guaranteed fast-track, there are a few things you can do.
The best time to remortgage can be different for everyone, but the most common time is when your current deal is coming to an end.
It’s important to tell your conveyancer that you want to remortgage before your current deal ends. This way you may be able to avoid paying any early repayment charges.
These fees can be expensive and are normally charged if you remortgage before your old deal is up. This is why it’s really important to be clear on the date your current deal ends to make sure you avoid these fees.