Mortgage borrowing calculator

 

How much can I borrow?

Find out how much you could borrow with the mortgage borrowing calculator.

Get results in minutes. Simply enter some details and see what you could afford.

We have other options available for our existing customers.

Use the borrowing calculator
  • We’ll ask for an overview of your income and expenses. This includes:

    • current employment status
    • yearly salary and any other income
    • debts and regular expenses.

    Our borrowing calculator will then let you know how much you could borrow.

    If you’re happy with the amount, you can then check our latest rates and see what your monthly repayments might cost.

Ready for the next step?

Get your Agreement in Principle (AIP)

If you’ve spotted a deal you’re interested in, you can apply for an Agreement in Principle (AIP).

This is the first step to securing your mortgage and gives you a better idea of what we might lend you.

Apply for an AIP

Browse Halifax mortgages

See all of our mortgages, offers and support.

Whether you're an existing customer or looking to get a Halifax mortgage, we can help you.

Halifax mortgages home

Already have a Halifax mortgage?

Our borrowing calculator can’t show you the cost to borrow more on your Halifax mortgage. We have a couple options here if you'd like to do this.

Borrow more money

If you’ve had a mortgage with us for six months or more, you could apply for additional borrowing. Conditions apply.

I want to borrow more money

Switch deal and borrow more

Looking to switch and borrow more? If your current deal is coming to end, or you're on one of our Lender Variable Rates you could do this at the same time.

I want to switch deal and borrow more

Get in touch

Want to speak to one of our Mortgage and Protection Advisers?

Chat with us online or give us a call to discuss your mortgage options.
 

Contact us

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