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Mortgages
Key mortgage information
Mortgage basics

Mortgage costs
Valuation schemes
Repayment methods
Mortgage products
Legal stuff

Mortgage basics

Things you'll need to think about when looking for a home and applying for a mortgage.

Moving costs

Moving costs

Whether you're buying a new property, moving your current mortgage to us from another lender, or borrowing more money, it’s important to know how much it’s all going to cost.

Moving costs

Property types

Property types

We'll consider lending you money to buy different types of property. Any loan we make will be subject to a satisfactory property valuation by a surveyor of our choice.

Property types

Mortgage Calculator.

Mortgage Calculator.

Find out how much your mortgage payments could be.

Mortgage calculator

Valuation schemes

Valuation schemes

If you're taking out a mortgage, we'll want to know the property’s market value.

Valuation schemes

Repayment methods

Repayment methods

There are three different ways of repaying your loan. These are repayment, interest-only and a combination of repayment and interest-only.

Repayment methods

Mortgage products

Mortgage products

We've different types of mortgage products with different types of interest rates.

Mortgage products

Ways to apply for an Agreement in Principle

Ways to apply for an Agreement in Principle

Start your application online and we'll confirm whether we’re able to provide you with an Agreement in Principle.

Continue online

Alternatively you can speak to us over the phone or in branch.

Legal stuff

Legal stuff

Guidance through the stages prior, during and after exchange of contracts.

Legal stuff

Why choose Halifax?

Why choose Halifax?

We've been helping people buy their own home for over 160 years.

Great range of deals
Support you all the way
Easy to apply

Why choose Halifax about choosing Halifax for your mortgage

You could lose your home if you don’t keep up your mortgage repayments

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Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000.

Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.

Mobile Banking app: Our app is available to Online Banking customers with a UK personal account and valid registered phone number. It’s only available to iPhone and Android users. Minimum operating systems apply, so check the App Store or Google Play for details. Our app does not work on jailbroken or rooted devices. You must register your device. Terms and conditions apply.