Need help reading this page? Click to activate Recite Me popup.

Accessibility Statement [Accesskey '0'] Go to Accessibility statement
Skip to Content [Accesskey 'S'] Skip to main content
Skip to site Navigation [Accesskey 'N'] Go to Navigation
Go to Home page [Accesskey '1'] Go to Home page
Go to Sitemap [Accesskey '2'] Go to Sitemap

Everyday banking

Online services & more
- Banking online
- Mobile banking app
- Banking near you
- Profile & settings
- Card & PIN
- Payments
- Statements
Help & security

We're here for you
- Fraud & security
- Managing your money
- Life events
- Difficult times
- Customer help
- Go paper-free
  
  Amend paper-free preferences for your statements and communications.
  
  Learn more
Bank accounts

Accounts & services
- Bank accounts
- Travel services
- Features & support
Borrowing

Cards, loans & car finance
- Credit cards
- Loans
- Car finance
- Features & support
- Your Credit Score
  
  Thinking about applying for credit? Check Your Credit Score for free, with no impact on your credit file.
  
  Sign in to get started
Mortgages

Accounts & calculators
- Mortgages
- Calculators & tools
- Features & support
- Existing customers
- Mortgage support
  
  Worried about paying your mortgage? We have various ways that we can help you.
  
  Get support
Savings

Accounts & ISAs
- Savings accounts
- ISAs
- Features & support
- Think ISA First
  
  Have you maximised your tax-free savings?
  
  ISA options
Investing

Pensions & investments
- Investing
- Guides and support
- Pensions and retirement
- Wealth management
- - Sign in to Share Dealing
- Our new Self-Invested Personal Pension (SIPP)
  
  Get the benefits of a pension with the freedom to decide where your money is invested.
  
  Discover our SIPP
Insurance

Home, life & car
- Life cover
- Other insurance
  - Business insurance
  - Landlord insurance
- Claims
- Support for existing customers
- Home insurance
  
  Choose to spread the cost and pay monthly with no extra charges.
  
  Get insured

Branch Finder
Help centre
Accessibility and disability

- Search Close
- Sign in

Home
...
Mortgages
Key mortgage information
Mortgage basics

Mortgage costs
Valuation schemes
Repayment methods
Mortgage products
Legal stuff

Mortgage basics

Things you'll need to think about when looking for a home and applying for a mortgage.

Moving costs

Whether you're buying a new property, moving your current mortgage to us from another lender, or borrowing more money, it’s important to know how much it’s all going to cost.

Moving costs

Property types

We'll consider lending you money to buy different types of property. Any loan we make will be subject to a satisfactory property valuation by a surveyor of our choice.

Property types

Mortgage calculator

Find out how much your mortgage payments could be.

Mortgage calculator

Valuation schemes

If you're taking out a mortgage, we'll want to know the property’s market value.

Valuation schemes

Repayment methods

There are three different ways of repaying your loan. These are repayment, interest-only and a combination of repayment and interest-only.

Repayment methods

Mortgage products

We've different types of mortgage products with different types of interest rates.

Mortgage products

Ways to apply for an Agreement in Principle

Start your application online and we'll confirm whether we’re able to provide you with an Agreement in Principle.

Continue online

You can also speak to us over the phone, or in a branch.

Legal stuff

Guidance through the stages prior, during and after exchange of contracts.

Legal stuff

Why choose Halifax?

We've been helping people buy their own homes for over 160 years.

Great range of deals
Support you all the way
Easy to apply

Why choose Halifax?

You could lose your home if you don’t keep up your mortgage repayments

Products & services

Bank accounts
Credit cards
Loans
Car finance
Mortgages
Savings
ISAs
Investing
Pensions
Wealth management
Home insurance
Car insurance
Life cover

Help & security

Help centre
Getting online
Mobile Banking app
Message us
Call us
Service status
Support and wellbeing
Life events
Managing your money
Protect yourself from fraud
Accessibility & disability
SignVideo & Signly
Feedback & complaints

Legal

Legal information
Terms and conditions
Privacy
Cookies
Sitemap
Modern Slavery Statement (PDF, 9.40MB) Opens in a new tab.
Financial Services Compensation Scheme

About us

Who we are
Diversity, equity & inclusion
Media centre
House price index
Lloyds Banking Group
Careers

Connect with us

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000.

Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.

Mobile Banking app: Our app is available to online banking customers with a UK personal account and valid registered phone number. It’s only available to iPhone and Android users. Minimum operating systems apply, so check the App Store or Google Play for details. Our app does not work on jailbroken or rooted devices. You must register your device. Terms and conditions apply.