You can get an idea of how much you could borrow and compare rates with our mortgage calculator and tools.
Your mortgage adviser will discuss your needs and circumstances with you before recommending the most suitable mortgage for you. They'll give you a Mortgage Illustration that sets out the loan’s total cost and gives essential information about the product(s) you're interested in. You should read this carefully before applying and paying any fees.
The Mortgage Illustration includes an Annual Percentage Rate of Charge, usually called an ‘APRC’. This is an annual interest rate which takes account of fees and charges to reflect the total cost of your mortgage. Your Mortgage Illustration will detail the fees which are included in this calculation. An APRC is calculated using a standard method so it provides an effective way for you to compare quotes from different lenders.