Compare all our savings accounts

Compare our savings accounts to help you find an account that best suits your needs and then apply online within minutes. As an alternative to savings, we have included some investment options that you may also like to consider. 

  • Earn a higher rate of interest for setting aside your savings for a longer period of time.

    Fixed Term Savings

    Account name

    Interest

    Minimum opening balance

    How long the account stays open for

    Withdrawals

    Find more information

    Account name

    Interest

    0.20%
    tax free/AER fixed.

    Have a Reward or Ultimate Reward current account? You can get an exclusive rate (PDF, 52KB)

    Choose to have interest paid after each year or each month.

    Minimum opening balance

    £500

    How long the account stays open for

    2 years. Then your account will change to an Instant ISA Saver.

    Withdrawals

    None. You can close the account early or transfer to another ISA but you would be charged.

    Find more information

    Account name

    Interest

    0.20%
    gross/AER fixed for the 2 year term. 

    0.50%
    gross/AER fixed for the 5 year term. 

    Choose to have interest paid after each year or each month.

    Minimum opening balance

    £500

    How long the account stays open for

    2 or 5 years. Then your account will change to an Instant Saver.

    Withdrawals

    None. You can close the account early but you would be charged.

    Find more information

    Account name

    Interest

    0.75%
    gross/AER fixed.

    Interest is paid after a year.

    Minimum opening balance

    £25 to £250 a month

    How long the account stays open for

    1 year. Then what you have saved will be moved into an Everyday Saver account with your interest.

    Withdrawals

    None, by closure only.

    Find more information

    Account name

    Interest

    1.65%
    gross/AER fixed.

    Interest will be paid after a year.

    Minimum opening balance

    10% of the agreed property purchase price, up to £50,000

    How long the account stays open for

    3 years. Then your account will change to an Instant Saver

    Withdrawals

    None.

    Find more information

    Tax treatment depends on individual circumstances and may change in the future.

    Have you thought about investing?

    Our straight-forward options could provide a higher return than saving. Choose from our three ready-made funds and let the experts do the rest.

    More about investing
  • Everyone likes to save tax-free so say no to the tax man and start saving with a cash ISA.

    Tax Free Savings

    Account name

    Interest

    Minimum opening balance

    How long the account stays open for

    Withdrawals

    Find more information

    Account name

    Interest

    0.20%
    tax free/AER fixed. 

    Have a Reward or Ultimate Reward current account? You can get an exclusive rate (PDF, 52KB)

    Choose to have interest paid after each year or each month.

    Minimum opening balance

    £500

    How long the account stays open for

    2 years. Then your account will change to an Instant ISA Saver.

    Withdrawals

    None. You can close the account early or transfer to another ISA but you would be charged.

    Find more information

    Account name

    Interest

    0.01%
    tax free/AER variable.

    Interest is paid after a year.

    Minimum opening balance

    £1

    How long the account stays open for

    1 year. Then your account will change to an Instant ISA Saver.

    Withdrawals

    Unlimited.

    Find more information

    Account name

    Interest

    2.00%
    tax free/AER variable.

    Interest is paid after each year.

    Minimum opening balance

    £1

    How long the account stays open for

    Until the child's 18th birthday. Then the account will change to an adult ISA Saver Variable.

    Withdrawals

    None, until the child is 18.

    Find more information

  • Save for your child’s future and encourage younger ones to save with our range of accounts for kids and teens.

    Kid's Savings

    Account name

    Interest

    Minimum opening balance

    How long the account stays open for

    Withdrawals

    Find more information

    Account name

    Kids' Monthly Saver

    For adults who want to regularly save for a child aged 15 and under.

    Interest

    3.50%
    gross/AER fixed.

    Interest will be paid after each year.

    Minimum opening balance

    £10 to £100 a month

    How long the account stays open for

    1 year. Then the savings and the interest will be moved into the child's Kids' Saver account.

    Withdrawals

    None, by closure only.

    Find more information

    Account name

    Kids' Saver

    For adults who want to save for a child aged 15 and under.

    Interest

    1.00%
    AER/1.00% gross on balances from £1 - £5,000.

    0.01%
    AER/0.01% gross on any excess above £5,000.

    Interest is variable and is paid after each month.

    Minimum opening balance

    £1

    How long the account stays open for

    Until the child's 16th birthday. Then the account will change to an adult Everyday Saver.

    Withdrawals

    Unlimited.

    Find more information

    Account name

    Junior Cash ISA

    For under 18s who want to save for the future.

    Interest

    2.00%
    tax free/AER variable.

    Interest is paid after each year.

    Minimum opening balance

    £1

    How long the account stays open for

    Until the child's 18th birthday. Then the account will change to an adult ISA Saver Variable.

    Withdrawals

    None, until the child is 18.

    Find more information

    Account name

    Money Smart

    For 11 to 15 year olds who want to save, spend and learn with parental oversight.

    As part of Money Smart, the child gets a savings account and a current account.

    Interest

    1.00% AER/gross on balances from £1 - £1,000.

    0.01% AER/gross on any excess above £1,000.

    Interest on savings account only. Interest is variable and is paid after each month.

    Minimum opening balance

    £1

    How long the account stays open for

    After the child’s 18th birthday, the savings account will change to an adult Instant Saver. The spending account will change to an adult Current Account.

    Withdrawals

    Unlimited.

    Find more information

  • Cash savings generally provide security, steady growth and can be usually easily accessed. You should always aim to save the equivalent of at least three months' salary and put it aside for emergencies and rainy days.

    If you are looking for further options to help your money grow you may like to consider investing. We have a range of options to suit all levels of investment experience.

    Investment ISA

    If you want a simpler option, you can select between a low, medium or high risk fund. Invest up to £20,000 per tax year and pay no UK tax on profits.

    Ready-made investments

    Stocks and Shares ISA

    Ideal if you’re wanting to pick your own stocks and shares, funds and more. Invest up to £20,000 per tax year and pay no UK tax on profits.

    Stocks and Shares ISA

    Please remember that the value of all investments can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. Tax treatment depends on personal circumstances and may be subject to change.

Ideal if you need to access your savings regularly.

Easy Access Savings

Account name

Interest

Minimum opening balance

How long the account stays open for

Withdrawals

Find more information

Account name

Interest

0.01%
tax free/AER variable.

Interest is paid after a year.

Minimum opening balance

£1

How long the account stays open for

1 year. Then your account will change to an Instant ISA Saver.

Withdrawals

Unlimited

Find more information

Account name

Interest

0.01%
gross/AER variable.

Interest is paid after a year.

Minimum opening balance

£1

How long the account stays open for

1 year. Then your account will change to an Instant Saver.

Withdrawals

Unlimited

Find more information

You can have up to five Everyday Saver accounts to save for different things and you can name each of them.

Everyday Saver

Tax treatment depends on individual circumstances and may change in the future.

Have you thought about investing?

Our straight-forward options could provide a higher return than saving. Choose from our three ready-made funds and let the experts do the rest.

More about investing

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk/. You can also visit our Financial Services Compensation Scheme page for more details.