Compare all our savings accounts

Compare our savings accounts to help you find an account that best suits your needs and then apply online within minutes. As an alternative to savings, we have included some investment options that you may also like to consider.

Easy Access Savings expandable section

Fixed Term Savings

Earn a higher rate of interest for setting aside your savings for a longer period of time.

Fixed Term Savings
Account name	Interest	Minimum opening balance	How long the account stays open for	Withdrawals	Find more information
Account name ISA Saver Fixed	Interest 0.40% tax free/AER fixed. Choose to have interest paid after each year or each month.	Minimum opening balance £500	How long the account stays open for 2 years. Then your account will change to an Instant ISA Saver.	Withdrawals None. You can close the account early or transfer to another ISA but you would be charged.	Find more information ISA Saver Fixed
Account name Fixed Saver	Interest 0.40% gross/AER fixed for the 2 year term. 0.75% gross/AER fixed for the 5 year term. Choose to have interest paid after each year or each month.	Minimum opening balance £500	How long the account stays open for 2 or 5 years. Then your account will change to an Instant Saver.	Withdrawals None. You can close the account early but you would be charged.	Find more information Fixed Saver
Account name Regular Saver	Interest 1.00% gross/AER fixed. Interest is paid after a year.	Minimum opening balance £25 to £250 a month	How long the account stays open for 1 year. Then what you have saved will be moved into an Everyday Saver account with your interest.	Withdrawals None, by closure only.	Find more information Regular Saver
Account name Family Boost Fixed Savings Account	Interest 1.65% gross/AER fixed. Interest will be paid after a year.	Minimum opening balance 10% of the agreed property purchase price, up to £50,000	How long the account stays open for 3 years. Then your account will change to an Instant Saver.	Withdrawals None.	Find more information Family Boost Fixed Savings Account

If you’re looking to save for more than 5 years, why not consider investing? You can choose your own investments or keep it simple with one of our ready-made investments.

Tax treatment depends on individual circumstances and may change in the future.

Tax treatment depends on individual circumstances and may change in the future.

Cash ISAs

Everyone likes to save tax-free so say no to the tax man and start saving with a cash ISA.

Tax Free Savings
Account name	Interest	Minimum opening balance	How long the account stays open for	Withdrawals	Find more information
Account name ISA Saver Fixed	Interest 0.40% tax free/AER fixed. Choose to have interest paid after each year or each month.	Minimum opening balance £500	How long the account stays open for 2 years. Then your account will change to an Instant ISA Saver.	Withdrawals None. You can close the account early or transfer to another ISA but you would be charged.	Find more information ISA Saver Fixed
Account name ISA Saver Variable	Interest 0.20% tax free/AER variable. Interest is paid after a year.	Minimum opening balance £1	How long the account stays open for 1 year. Then your account will change to an Instant ISA Saver.	Withdrawals Unlimited.	Find more information ISA Saver Variable
Account name Junior Cash ISA	Interest 2.00% tax free/AER variable. Interest is paid after each year.	Minimum opening balance £1	How long the account stays open for Until the child's 18th birthday. Then the account will change to an adult ISA Saver Variable.	Withdrawals None, until the child is 18.	Find more information Junior Cash ISA

If you’re looking to save for more than 5 years, why not consider investing? You can choose your own investments or keep it simple with one of our ready-made investments.

Tax treatment depends on individual circumstances and may change in the future.

Kids' Savings

Save for your child’s future and encourage younger ones to save with our range of accounts for kids and teens.

Kid's Savings
Account name	Interest	Minimum opening balance	How long the account stays open for	Withdrawals	Find more information
Account name Money Smart For 11 to 15 year olds who want to save, spend and learn with parental oversight. As part of Money Smart, the child gets a savings account and a current account.	Interest 1.00% AER/gross on balances from £1 - £1,000. 0.01% AER/gross on any excess above £1,000. Interest on savings account only. Interest is variable and is paid after each month.	Minimum opening balance £1	How long the account stays open for After the child’s 18th birthday, the savings account will change to an adult Instant Saver. The spending account will change to an adult Current Account.	Withdrawals Unlimited.	Find more information Money Smart
Account name Kids' Monthly Saver For adults who want to regularly save for a child aged 15 and under.	Interest 2.50% gross/AER fixed. Interest will be paid after each year.	Minimum opening balance £10 to £100 a month	How long the account stays open for 1 year. Then the savings and the interest will be moved into the child's Kids' Saver account.	Withdrawals None, by closure only.	Find more information Kids' Monthly Saver
Account name Kids' Saver For adults who want to save for a child aged 15 and under.	Interest 1.00% AER/1.00% gross on balances from £1 - £5,000. 0.15% AER/0.15% gross on any excess above £5,000. Interest is variable and is paid after each month.	Minimum opening balance £1	How long the account stays open for Until the child's 16th birthday. Then the account will change to an adult Everyday Saver.	Withdrawals Unlimited.	Find more information Kids' Saver
Account name Junior Cash ISA For under 18s who want to save for the future.	Interest 2.00% tax free/AER variable. Interest is paid after each year.	Minimum opening balance £1	How long the account stays open for Until the child's 18th birthday. Then the account will change to an adult ISA Saver Variable.	Withdrawals None, until the child is 18.	Find more information Junior Cash ISA

Tax treatment depends on individual circumstances and may change in the future.

Investments expandable section

Cash savings generally provide security, steady growth and can be usually easily accessed. You should always aim to save the equivalent of at least three months' salary and put it aside for emergencies and rainy days.

If you are looking for further options to help your money grow you may like to consider investing. We have a range of options to suit all levels of investment experience.

Stocks and Shares ISA

Ideal if you’re wanting to pick your own stocks and shares, funds and more. Invest up to £20,000 per tax year and pay no UK tax on profits.

Stocks and Shares ISA

Investment ISA

If you want a simpler option, you can select between a low, medium or high risk fund. Invest up to £20,000 per tax year and pay no UK tax on profits.

Ready-made investments

Please remember that the value of all investments can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. Tax treatment depends on personal circumstances and may be subject to change.

Ideal if you need to access your savings regularly.

Easy Access Savings
Account name	Interest	Minimum opening balance	How long the account stays open for	Withdrawals	Find more information
Account name ISA Saver Variable	Interest 0.20% tax free/AER variable. Interest is paid after a year.	Minimum opening balance £1	How long the account stays open for 1 year. Then your account will change to an Instant ISA Saver.	Withdrawals Unlimited	Find more information ISA Saver Variable
Account name Everyday Saver	Interest 0.15% gross/AER variable. Interest is paid after a year.	Minimum opening balance £1	How long the account stays open for 1 year. Then your account will change to an Instant Saver.	Withdrawals Unlimited	Find more information You can have up to five Everyday Saver accounts to save for different things and you can name each of them. Everyday Saver

Tax treatment depends on individual circumstances and may change in the future.

Looking for offshore savings accounts?

Tax treatment depends on individual circumstances and may change in the future.

Looking for offshore savings accounts?

Tax treatment depends on individual circumstances and may change in the future.

Please note: Rates of interest are subject to change. To check current rates for all our Savings products please see our interest rates section.

For a definition of AER, gross and other terms, view our savings glossary.

Please note: Rates of interest are subject to change. To check current rates for all our Savings products please see our interest rates section.

For a definition of AER, gross and other terms, view our savings glossary.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk/. You can also visit our Financial Services Compensation Scheme page for more details.

FSCS Protected