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Compare our savings accounts to help you find an account that best suits your needs and then apply online within minutes. As an alternative to savings, we have included some investment options that you may also like to consider.
Everyone likes to save tax-free so say no to the tax man and start saving with a cash ISA.
Account name |
Interest |
Minimum opening balance |
How long the account stays open for |
Withdrawals |
Find more information |
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Account name |
Interest4.60% 4.50% An extra 0.10% AER/tax free for the one year term or 0.05% AER/tax free for the two year term will be added if you already hold a Halifax Personal Current Account that has been open for a minimum of 40 days. 4.00% Choose to have interest paid after each year or each month. |
Minimum opening balance£500 |
How long the account stays open for1, 2 or 5 years. Then your account will change to an Instant ISA Saver. |
WithdrawalsNone. You can close the account early or transfer to another ISA but you would be charged. |
Find more information |
Account name |
Interest4.20% 1.35% Interest is paid monthly. |
Minimum opening balance£1 |
How long the account stays open for1 year. Then your account will change to an Instant ISA Saver. |
WithdrawalsUnlimited. If you make 4 or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year. |
Find more informationYou need a Reward Current Account or Ultimate Reward Current Account to open this account. |
Account name |
Interest4.10% 1.35% Interest is paid monthly. |
Minimum opening balance£1 |
How long the account stays open for1 year. Then your account will change to an Instant ISA Saver. |
WithdrawalsUnlimited. If you make 4 or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year. |
Find more information |
Account name |
Interest1.45% 1.50% 1.80% Interest is variable and paid after a year. Rate applies to the full balance. |
Minimum opening balance£1 |
How long the account stays open for1 year. Then your account will change to an Instant ISA Saver. |
WithdrawalsUnlimited. |
Find more information |
Account name |
Interest3.65% Interest is paid after each year. |
Minimum opening balance£1 |
How long the account stays open forUntil the child's 18th birthday. Then the account will change to an adult ISA Saver Variable. |
WithdrawalsNone, until the child is 18. |
Find more information |
Tax treatment depends on individual circumstances and may change in the future.
Earn a higher rate of interest for setting aside your savings for a longer period of time.
Account name |
Interest |
Minimum opening balance |
How long the account stays open for |
Withdrawals |
Find more information |
---|---|---|---|---|---|
Account name |
Interest4.60% 4.50% An extra 0.10% AER/tax free for the one year term or 0.05% AER/tax free for the two year term will be added if you already hold a Halifax Personal Current Account that has been open for a minimum of 40 days. 4.00% Choose to have interest paid after each year or each month. |
Minimum opening balance£500 |
How long the account stays open for1, 2 or 5 years. Then your account will change to an Instant ISA Saver. |
WithdrawalsNone. You can close the account early or transfer to another ISA but you would be charged. |
Find more information |
Account name |
Interest4.60% 4.50% An extra 0.10% AER/gross for the one year term or 0.05% AER/gross for the two year term will be added if you already hold a Halifax Personal Current Account that has been open for a minimum of 40 days. 4.00% Choose to have interest paid after each year or each month. |
Minimum opening balance£500 |
How long the account stays open for1, 2 or 5 years. Then your account will change to an Instant Saver. |
WithdrawalsNone. You can close the account early but you would be charged. |
Find more information |
Account name |
Interest5.50% Interest is paid after a year. |
Minimum opening balance£25 to £250 a month |
How long the account stays open for1 year. Then what you have saved will be moved into an Everyday Saver account with your interest. |
WithdrawalsNone, by closure only. |
Find more information |
Account name |
Interest4.70% Interest will be paid after a year. |
Minimum opening balance10% of the agreed property purchase price, up to £50,000 |
How long the account stays open for3 years. Then your account will change to an Instant Saver. |
WithdrawalsNone. |
Find more informationEither you or the mortgage applicant need a Reward or Ultimate Reward current account to open this account. |
Tax treatment depends on individual circumstances and may change in the future.
Save for your child’s future and encourage younger ones to save with our range of accounts for kids and teens.
Account name |
Interest |
Minimum opening balance |
How long the account stays open for |
Withdrawals |
Find more information |
---|---|---|---|---|---|
Account nameFor 11 to 15 year olds who want to save, spend and learn with parental oversight. As part of Money Smart, the child gets a savings account and a current account. |
Interest3.40% 1.45% Interest on savings account only. Interest is variable and is paid after each month. |
Minimum opening balance£1 |
How long the account stays open forAfter the child’s 18th birthday, the savings account will change to an adult Instant Saver. The spending account will change to an adult Current Account. |
WithdrawalsUnlimited. |
Find more informationThe parent or legal guardian needs a Reward Current Account or Ultimate Reward Current Account to open this account. |
Account nameFor adults who want to regularly save for a child aged 15 and under. |
Interest5.50% Interest will be paid after each year. |
Minimum opening balance£10 to £100 a month |
How long the account stays open for1 year. Then the savings and the interest will be moved into the child's Kids' Saver account. |
WithdrawalsNone, by closure only. |
Find more information |
Account nameFor adults who want to save for a child aged 15 and under. |
Interest3.40%AER/3.35% gross on balances from £1 - £5,000. 1.45%AER/1.44% gross on any excess above £5,000. Interest is variable and is paid after each month. |
Minimum opening balance£1 |
How long the account stays open forUntil the child's 16th birthday. Then the account will change to an adult Everyday Saver. |
WithdrawalsUnlimited. |
Find more information |
Account nameFor under 18s who want to save for the future. |
Interest3.65% Interest is paid after each year. |
Minimum opening balance£1 |
How long the account stays open forUntil the child's 18th birthday. Then the account will change to an adult ISA Saver Variable. |
WithdrawalsNone, until the child is 18. |
Find more information |
Tax treatment depends on individual circumstances and may change in the future.
Cash savings generally provide security, steady growth and can be usually easily accessed. You should always aim to save the equivalent of at least three months' salary and put it aside for emergencies and rainy days.
If you are looking for further options to help your money grow you may like to consider investing. We have a range of options to suit all levels of investment experience.
Please remember that the value of all investments can fall as well as rise, and you may get back less than you invest. If you’re not sure about investing, seek financial advice. There will normally be a charge for that advice. Tax treatment depends on personal circumstances and may be subject to change.
Ideal if you need to access your savings regularly.
Account name |
Interest |
Minimum opening balance |
How long the account stays open for |
Withdrawals |
Find more information |
---|---|---|---|---|---|
Account name |
Interest4.20% 1.35% Interest is paid monthly. |
Minimum opening balance£1 |
How long the account stays open for1 year. Then your account will change to an Instant Saver. |
WithdrawalsUnlimited. If you make 4 or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year. |
Find more informationYou need a Reward Current Account or Ultimate Reward Current Account to open this account. |
Account name |
Interest4.10% 1.35% Interest is paid monthly. |
Minimum opening balance£1 |
How long the account stays open for1 year. Then your account will change to an Instant Saver. |
WithdrawalsUnlimited. If you make 4 or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year. |
Find more information |
Account name |
Interest4.20% 1.35% Interest is paid monthly. |
Minimum opening balance£1 |
How long the account stays open for1 year. Then your account will change to an Instant ISA Saver. |
WithdrawalsUnlimited. If you make 4 or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year. |
Find more informationYou need a Reward Current Account or Ultimate Reward Current Account to open this account. |
Account name |
Interest4.10% 1.35% Interest is paid monthly. |
Minimum opening balance£1 |
How long the account stays open for1 year. Then your account will change to an Instant ISA Saver. |
WithdrawalsUnlimited. If you make 4 or more withdrawals, you’ll get a lower interest rate from the month you make the 4th withdrawal until the end of the account year. |
Find more information |
Account name |
Interest1.45% 1.50% 1.80% Interest is variable and paid after a year. Rate applies to the full balance. |
Minimum opening balance£1 |
How long the account stays open for1 year. Then your account will change to an Instant Saver. |
WithdrawalsUnlimited |
Find more informationYou can have up to five Everyday Saver accounts to save for different things and you can name each of them. |
Account name |
Interest1.45% 1.50% 1.80% Interest is variable and paid after a year. Rate applies to the full balance. |
Minimum opening balance£1 |
How long the account stays open for1 year. Then your account will change to an Instant ISA Saver. |
WithdrawalsUnlimited |
Find more information |
Tax treatment depends on individual circumstances and may change in the future.
Looking for offshore savings accounts?
Please note: Rates of interest are subject to change. To check current rates for all our Savings products please see our interest rates section.
For a definition of AER, gross and other terms, view our savings glossary.
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk/. You can also visit our Financial Services Compensation Scheme page for more details.